Business Details
43 Years
experience
Emergency
services
Your Trusted Insurance Partner in Brooklyn, NY
Founded in 1983, Black Cars & Livery Insurance has established itself as a trusted insurance provider serving Brooklyn and all of New York State. Our team of experienced professionals specializes in delivering tailored home, auto, and business insurance solutions that meet the unique needs of our clients. By partnering with financially sound, reputable insurance carriers, we ensure our clients receive comprehensive coverage at competitive rates. We prioritize integrity, honesty, and professionalism in every interaction, treating each client as we would wish to be treated ourselves. With multi-policy discounts and personalized service, we help clients save money while securing the protection they need.Our A+ rating with the Better Business Bureau and decades of positive client testimonials reflect our commitment to excellence. We offer bilingual support in Italian and Chinese, ensuring accessibility for diverse communities. Our dedicated staff, including experts like Pamela Tesauro and Rosemarie Knowles, provides personalized claims assistance and 24-hour claims support. By combining industry expertise with a client-first approach, we empower individuals and businesses to navigate insurance complexities with confidence. Whether you're a homeowner, driver, or business owner, we are here to help you build a secure future.
Services
Home Insurance
Auto Insurance
Business Insurance
Defensive Driving Course
Boat Insurance
Flood Insurance
Commercial Property Insurance
Workers Compensation
Umbrella Insurance
Garage Keepers Insurance
Details
- Year established: 1983
Highlights and features
- We've specialized in New York insurance solutions since 1983
- Our multi-policy discounts save clients up to 35% on combined coverage
- We partner with top-rated insurers to ensure reliable claims processing
- Our team provides personalized claims assistance and 24-hour support
- Bilingual services available in Italian and Chinese for client convenience
Associations and certifications
- Better Business Bureau (A+ Rating)
What people say
Great service
Very efficient
Unbeatable reliability
Friendly staff
Quick responses
Services
Home Insurance
Our homeowners insurance protects your property against fire, theft, and natural disasters. We offer replacement cost coverage for dwellings and contents, flood insurance, and multi-policy discounts. Policies are tailored to Brooklyn and New York State requirements, ensuring comprehensive protection for your most valuable asset.
Auto Insurance
We provide liability, collision, and comprehensive auto insurance with optional discounts for defensive driving, safety features, and bundled policies. Our 24-hour claims hotline and personalized service ensure quick assistance for Brooklyn drivers with varying needs and driving records.
Business Insurance
Custom business insurance solutions protect against property damage, liability claims, and operational risks. We offer BOP packages, professional liability, and workers compensation for New York businesses, with coverage tailored to industry-specific needs and company size.
Defensive Driving Course
State-approved defensive driving courses help reduce insurance premiums while improving road safety. The program qualifies for discount programs with participating insurers, offering both cost savings and enhanced driving skills for Brooklyn motorists.
Flood Insurance
Specialized flood coverage protects against water damage excluded from standard policies. This critical protection addresses New York's weather risks, covering repair costs for properties in flood-prone areas with tailored policy options.
People
Pamela Tesauro
Customer Care
With decades of experience, Pamela provides exceptional customer service, handling insurance needs promptly and professionally while maintaining personalized client relationships.
Eileen Chen
Insurance Representative
Eileen assists clients with policy selections, offering bilingual support in Chinese and leveraging industry knowledge to find optimal coverage solutions.
Marilyn Attia
Personal Lines Manager
Marilyn manages personal insurance products with expertise in homeowners and auto coverage, ensuring clients receive comprehensive protection tailored to their needs.
Rosemarie Knowles
Commercial Lines Manager
Rosemarie specializes in business insurance solutions, creating customized commercial coverage packages that address specific industry risks and regulatory requirements.
Questions
What home insurance discounts are available?
Combine policies for up to 35% savings and qualify for additional discounts through safety features or claims-free history.
Do you offer business insurance for small companies?
Yes, we provide tailored commercial coverage for businesses of all sizes across New York State.
Is flood insurance required in Brooklyn?
While not mandatory for all properties, flood insurance is strongly recommended due to New York's weather patterns and flood risks.
What languages do you support?
We offer insurance services in English, Italian, and Chinese to better serve our community.
How does the defensive driving course reduce premiums?
Completing our state-approved course qualifies you for insurer-specific discounts on auto insurance policies.
