Business Details
50+ Years
experience
Your Trusted Partner for Community Banking in Madison, WI
Established in 1931, Madison Fire Department Credit Union has served as a trusted financial partner for Local 311 members and their families. Our mission centers on providing sound, dependable financial services while fostering an environment of mutual trust and respect. We prioritize prudent lending practices aligned with written policies, ensuring fair returns on member investments. With competitive rates on loans and Share Certificates, we remain committed to maintaining financial stability while adapting to evolving member needs. Our team delivers personalized service through convenient options like our drive-up window and flexible appointment scheduling.Backed by a 94-year history of community-focused banking, we combine deep local expertise with a dedication to member satisfaction. Our board of directors and staff work collaboratively to ensure we remain a valuable resource for all members. From auto loans to personal financing solutions, we offer tailored products designed to meet diverse financial goals. Transparency and ethical practices guide every interaction, reinforcing our position as Madison's premier credit union for fire department-affiliated members.
Services
Auto Loans
Personal Loans
RV Financing
Share Certificates
Drive-Up Service
Details
- Year established: 1931
Highlights and features
- We offer competitive APRs on auto and personal loans starting at 5.01%
- Our drive-up window provides convenient after-hours service options
- We maintain a 94-year legacy of fire department-focused financial expertise
- Our board includes locally elected directors with deep community ties
- We guarantee transparent lending practices aligned with written policies
What people say
Best loan rates
Exceptional service
Fire department focused
Competitive returns
Convenient hours
Services
Auto Loans
Competitive APR options for new and used vehicles with terms from 36 to 84 months. Special rates apply for recent model years. Our loan specialists help members find optimal financing solutions for their transportation needs while maintaining responsible lending standards.
Personal Loans
Flexible personal financing options with fixed APRs across multiple term lengths. Available for various personal needs including debt consolidation, home improvements, or emergency expenses. Loan terms range from 12 to 48 months with predictable monthly payments.
RV Financing
Specialized financing for recreational vehicles including boats, ATVs, and snowmobiles. Rates start at 6.89% APR with terms up to 84 months. Our loan officers understand the unique needs of recreational equipment financing and provide tailored solutions.
Share Certificates
Secure savings options with competitive returns through our Share Certificate programs. Members benefit from fixed rates and various term lengths to match their financial goals while supporting the credit union's community investment mission.
Drive-Up Service
Convenient drive-up window for transactions outside regular business hours. This service provides members with flexible access to banking essentials including deposits, withdrawals, and loan payments through our secure after-hours facility.
People
Steve Krieger
President
With over 25 years of credit union leadership experience, Steve Krieger guides strategic operations while maintaining personal engagement with members. He ensures our fire department heritage informs modern financial solutions.
Kari Ruscetti
Loan Officer
As senior loan officer, Kari Ruscetti specializes in personalized financing solutions with expertise in vehicle and personal loan programs. She has served fire department members' financial needs for 18 years.
Questions
What loan types do you offer?
We provide auto loans, personal loans, RV/snowmobile financing, and specialized programs for fire department members with competitive APR options.
Are you only for fire department employees?
We primarily serve Local 311 members and families, maintaining our fire department-focused mission since 1931.
How do I apply for a loan?
Complete our online application, visit our Madison office, or schedule a consultation with our loan officers for personalized guidance.
What are your office hours?
We operate Monday-Friday 9:30 AM - 2:30 PM with drive-up access available after hours for essential transactions.
Do you offer business banking?
Our current services focus on personal financial needs of fire department members, including specialized equipment financing options.
How are your rates determined?
Rates reflect market conditions, member risk profiles, and loan terms, with special considerations for recent model vehicles and fire department service recognition.
