Business Details
20 Years
experience
Trusted Fee-Only Financial Planning and Psychotherapy Services in Ypsilanti, MI
Wolakota Advisors is a fee-only advisory firm founded in 2006, integrating comprehensive financial planning with psychotherapeutic expertise. With over 30 years of experience in financial services and as a practicing psychotherapist, Michael Rudy addresses complex financial and psychological issues. Our mission is to provide objective, client-first advice by eliminating conflicts of interest through a fee-only structure. We specialize in tax planning, estate planning, retirement strategies, and psychotherapy, ensuring clients achieve financial peace of mind while addressing emotional barriers. Our fiduciary oath guarantees transparency, prioritizing client needs above all else.Located in the Ann Arbor area, we serve individuals seeking holistic solutions to financial and personal challenges. Our approach combines decades of industry experience with a deep understanding of the emotional aspects of financial decision-making. We adhere to rigorous professional standards, including membership in the National Association of Personal Financial Advisors. Our commitment to ethical practices and personalized service distinguishes us as leaders in integrated financial and mental wellness. By focusing on long-term relationships, we empower clients to transcend financial and psychological obstacles, achieving their highest potential.
Services
Tax Planning
Estate Planning
Retirement Planning
Psychotherapy
Investment Strategies
College Funding
Goal Setting
Insurance Review
Psychoanalysis
Details
- Year established: 2006
Highlights and features
- We offer 30+ years of combined financial and psychotherapeutic expertise.
- Our fee-only structure eliminates conflicts of interest and prioritizes client needs.
- We integrate financial planning with psychological insight for holistic solutions.
- We adhere to a fiduciary oath ensuring transparency and ethical practices.
- Our personalized approach addresses both practical and emotional financial challenges.
Associations and certifications
- National Association of Personal Financial Advisors (NAPFA)
What people say
Compassionate approach
Expertise in financial planning
Personalized service
Effective solutions
Trustworthy advisor
Services
Financial Planning
Our financial planning service offers comprehensive strategies for tax, estate, retirement, and investment decisions. We create personalized roadmaps to achieve long-term financial goals while addressing emotional barriers. Clients benefit from unbiased advice through our fee-only structure, ensuring alignment with their best interests.
Psychotherapy
Psychotherapy sessions focus on resolving emotional challenges impacting financial decisions. We employ goal-oriented techniques to address anxiety, stress, and behavioral patterns affecting financial health. Our approach combines therapeutic insight with practical financial guidance, fostering holistic well-being and sustainable decision-making.
Tax Planning
Tax planning services optimize financial outcomes through strategic preparation and compliance. We analyze individual circumstances to minimize liabilities while aligning with broader financial objectives. This service ensures clients maintain financial clarity and regulatory adherence throughout their wealth journey.
Estate Planning
Estate planning safeguards assets and ensures orderly wealth transfer. We develop tailored strategies for wills, trusts, and beneficiary designations, integrating psychological considerations to address family dynamics. This service provides peace of mind through comprehensive legacy protection.
Retirement Planning
Retirement planning creates sustainable income solutions for post-career life. We assess risk tolerance, lifestyle goals, and market conditions to build resilient portfolios. Psychological insights help clients overcome fears and make confident decisions about their financial future.
People
Michael Rudy
Founder and Principal
Michael Rudy combines 30+ years of financial services experience with psychotherapy expertise. As an Enrolled Agent and CFP, he specializes in fee-only advisory work, integrating emotional and practical financial solutions. His mission focuses on empowering clients to achieve holistic financial wellness through ethical, client-first practices.
Questions
How do financial planning and psychotherapy work together?
We address emotional barriers impacting financial decisions, creating holistic strategies that align psychological well-being with financial goals.
What makes your fee-only structure different?
Our compensation comes exclusively from client fees, eliminating conflicts of interest and ensuring unbiased, objective advice.
What credentials do your advisors hold?
Our team includes Enrolled Agents, Certified Financial Planners, and licensed psychotherapists adhering to strict fiduciary standards.
Do you serve clients outside the Ann Arbor area?
While based in Ypsilanti, we offer remote consultations for clients seeking integrated financial and mental wellness services nationwide.
How is confidentiality maintained?
We follow HIPAA guidelines for therapy sessions and maintain strict financial data privacy through encrypted communication channels.
