Pinnacle Investment Advisors

Pinnacle Investment Advisors, LLC is a registered investment advisory firm based in Michigan, dedicated to providing professional investment advisory services. Our mission is to guide our clients towards sound financial planning, helping them achieve their financial goals through specialized services in investment management and retirement planning. We also offer insurance recommendations, income tax advice, trust and estate planning, and mortgage assistance. At Pinnacle Investment Advisors, LLC, we pride ourselves on offering personalized investment services and easy-to-understand financial recommendations, tailored to meet each client's unique needs and goals.

Our Staff

Our team at Pinnacle Investment Advisors, LLC is composed of experienced CPAs who understand the importance of trust, integrity, professionalism, and confidentiality in working with clients. We are dedicated to building long-lasting relationships with our clients, based on mutual understanding and respect.

Services

At Pinnacle Investment Advisors, LLC, we offer a wide range of services, including:

Investment Management

We provide investment advice based on computer models and sophisticated asset allocation programs. Our focus is on asset allocation and professional management, using Modern Portfolio Theory to provide risk management solutions and appropriate investment selection. We avoid potential conflicts of interest by recommending no-load mutual funds and charging strictly asset-based management fees. Before generating an asset allocation plan for a client, we conduct an initial interview and data-gathering questionnaire to determine the client's goals, needs, and risk tolerance.

Investment Consultations

For those clients who do not require intensive investment management services, we offer investment advice through consultations offered on an hourly rate basis.

Comprehensive Financial Planning

In addition to investment management, we provide written financial plans that include a comprehensive analysis of a client's current financial situation and appropriate steps to succeed.

Insurance Recommendations and Implementation

Pinnacle Investment Advisors, LLC is a licensed insurance agency in the state of Michigan and offers insurance products for personal, estate, and business needs. The following types of insurance are currently offered:

• Life insurance
• Health and disability insurance
• Long-term care insurance

Income Tax, Gift, and Estate Tax Advice

We assist our clients in minimizing their tax obligations by providing tax planning recommendations. All of the managers at Pinnacle Investment Advisors, LLC are CPAs with extensive experience in tax matters and can assist clientele with tax planning.

Estate Planning

We help our clients minimize estate tax by working with them to establish credit shelter trusts, develop gifting programs, use family LLCs, and create irrevocable life insurance trusts. We have long-standing relationships with several law firms that can prepare the appropriate legal documents.

Mortgage Issues

We review our clients' home mortgages and make recommendations to refinance, improve personal cash flow, or convert non-deductible consumer interest into deductible mortgage interest. We can also assist our clients in determining what type of mortgage is suitable for them on a new home purchase.

Retirement Planning

All of our clients want to retire with sufficient savings and a reliable income stream. We work with our clients to develop a retirement plan that addresses all of their needs and goals, including estate planning, income needs, and tax planning.

Section headings are included to help guide the reader through the various services we offer. Our focus is on providing personalized investment services and easy-to-understand financial recommendations, tailored to meet each client's unique needs and goals. We hope that by applying these basic principles, we can earn your trust and provide a relationship with you that lasts a lifetime.