Business Details
34 Years
experience
Your Trusted Insurance Partner in Atlantic City
Hines Life Insurance has been dedicated to meeting the needs of our clients since 1992. We specialize in life, health, and retirement insurance solutions, prioritizing personalized service to develop long-term relationships with our clients. Our team of experts focuses on providing tailored guidance to protect families during critical life changes, including income loss due to health issues or the passing of a loved one. With specialized expertise in annuities, 401k and 403b rollovers, and Medicare supplement plans, we ensure clients receive comprehensive coverage aligned with their evolving needs. Our commitment to quality products and compassionate support extends to disability insurance for 1099 employees and partnerships with state health programs like Get Covered NJ.As a multi-state licensed broker, we serve clients in New Jersey, New York, Pennsylvania, South Carolina, California, and North Carolina, combining decades of experience with a personal touch. Our founder, TJ Hines, brings 30 years of tax expertise as an H&R Block specialist and a background in real estate and notary services, ensuring a holistic approach to financial protection. We prioritize transparency, client education, and accessibility, offering resources to simplify complex insurance concepts and empower informed decisions. Our mission is to provide peace of mind through reliable coverage and dedicated service, helping clients achieve financial security and protect their loved ones.
Services
Life Insurance
Health Insurance
Medicare Supplement
IRA Rollovers
Disability Insurance
Details
- Year established: 1992
Highlights and features
- We offer 30+ years of combined experience in insurance and tax planning.
- Our team provides personalized service tailored to individual client needs.
- We specialize in multi-state coverage across six U.S. regions.
- Our agents hold licenses in life, health, real estate, and tax specialties.
- We partner with top Medicare supplement carriers for reliable coverage.
What people say
Trustworthy source
Best darn agent
Personal touch
Excellent explanations
Highly recommend
Services
Life Insurance
Hines Life Insurance offers term, whole, and universal life policies to protect families during financial hardships. Our plans provide income replacement for loved ones, debt coverage, and estate planning support. We tailor policies to individual needs, ensuring long-term security and peace of mind.
Health Insurance
We provide affordable health insurance solutions through partnerships like Get Covered NJ, catering to families and individuals. Our plans address medical emergencies, preventive care, and chronic condition management. We simplify enrollment and ensure clients understand policy benefits and limitations.
Medicare Supplement
Our Medicare supplement plans cover out-of-pocket costs not included in Original Medicare. We partner with top carriers to offer reliable coverage for hospital stays, prescriptions, and specialist visits. We guide clients through enrollment and plan selection to maximize benefits.
IRA Rollovers
We specialize in Roth and Traditional IRA rollovers from 401k or 403b accounts, ensuring tax-efficient retirement savings. Our strategies focus on lifelong income streams and wealth preservation. We explain rollover rules and help clients choose plans aligned with their financial goals.
Disability Insurance
We offer disability insurance for 1099 employees to replace income during work-limiting illnesses or injuries. Our policies cover essential expenses and provide financial stability. We assist self-employed clients in securing coverage tailored to their unique risk profiles.
People
TJ Hines
Owner/Broker
TJ Hines is a licensed life and health insurance broker in 21 states, with 30 years of tax expertise as an H&R Block specialist. He holds a BA in Business Management from Stockton University and specializes in tax reduction, wealth building, and safe money principles.
Questions
What types of insurance does Hines Life Insurance Insurance offer?
We offer life insurance (term, whole, universal), health insurance, Medicare supplements, IRA rollovers, and disability insurance for 1099 employees.
How can I schedule an appointment?
Contact us via phone at (609) 123-4567 or visit our website to request a consultation with our team.
Do you serve clients outside New Jersey?
Yes, we serve clients in New York, Pennsylvania, South Carolina, California, and North Carolina.
What makes Hines Life Insurance Insurance different from competitors?
Our personalized approach, multi-state expertise, and combined 30+ years of experience in insurance and tax planning set us apart.
Can you help with retirement planning?
Yes, we specialize in Roth and Traditional IRA plans, 401k/403b rollovers, and annuities for lifelong income security.