Business Details
50+ Years
experience
Emergency
services
Your Trusted Coastal Insurance Partner Since 1922
Since 1922, McMahon Agency has been a trusted partner for comprehensive insurance solutions along the New Jersey coast. Our agency combines nearly a century of experience with a commitment to personalized service, offering tailored coverage for homeowners, businesses, and individuals across New Jersey, Pennsylvania, and Delaware. We pride ourselves on our flood insurance expertise, having been recognized as the National Flood Insurance Program Agent of the Year, and our independence allows us to shop your needs across 35+ top-rated underwriters to secure optimal pricing.With four local offices and a team of 64 dedicated professionals, we deliver fast, reliable service and deep community knowledge, ensuring clients receive the protection they need with the compassion they deserve.
Services
Homeowners Insurance
Flood Insurance
Condominium Insurance
Business Insurance
Personal Auto Insurance
Marine Insurance
Group Health Insurance
Life Insurance
Umbrella Liability Insurance
Details
- Year established: 1922
Highlights and features
- We offer 24/7 personalized claims support and immediate assistance during emergencies.
- Our team holds specialized flood insurance expertise, including National Flood Insurance Program certification.
- As an independent agency, we compare rates across 35+ top-rated insurers to find your best value.
- We serve New Jersey, Pennsylvania, and Delaware with localized knowledge and tri-state convenience.
- Our 100-year legacy reflects proven expertise in protecting coastal properties and businesses.
Associations and certifications
- National Flood Insurance Program
What people say
Outstanding service
Feel like family
Impressed with knowledge
Responsive professionalism
Terrific post-Sandy support
Services
Homeowners Insurance
Our homeowners insurance safeguards your primary residence or vacation home against structural damage, personal property loss, and liability claims. Coverage includes rebuilding costs, personal belongings worldwide, and loss-of-use expenses during displacement. We specialize in coastal risks, offering flood endorsements and specialized floaters for high-value items like jewelry or artwork.
Flood Insurance
Federally backed flood policies protect against rising water damage excluded from standard homeowners insurance. We cover structural elements, personal property, and debris cleanup with options for elevated buildings and renters. As a National Flood Insurance Program Agent of the Year, we provide expert guidance on flood zone requirements and mitigation strategies.
Business Insurance
Customized business insurance packages address property damage, liability, and operational risks. Our offerings include builders risk, cyber liability, directors & officers coverage, and business interruption protection. With specialized expertise in coastal commercial risks, we help companies manage disasters, regulatory compliance, and employee benefits programs.
Condominium Insurance
Tailored condo insurance clarifies coverage gaps between association master policies and individual unit responsibilities. We provide structural protection, personal property coverage, and liability protection while explaining nuances like 'all-in' vs 'bare walls-in' master policies. Additional flood and umbrella liability options enhance standard HO-6 forms.
Marine Insurance
Specialized marine insurance covers private pleasure vessels and commercial maritime operations. Our programs protect against hull damage, liability claims, and weather-related losses for boat owners, marinas, and marine contractors. With dedicated underwriters, we offer competitive rates for coastal New Jersey's unique boating risks.
People
Bill McMahon III
President
Third-generation leader with deep coastal insurance expertise, Bill oversees strategic direction while maintaining hands-on client relationships. He personally guided clients through post-Hurricane Sandy claims, embodying the agency's commitment to compassionate service during crises.
Maura McMahon Primus
Vice President
With decades of experience in insurance operations, Maura ensures service excellence across all four office locations. She specializes in commercial risk management solutions and has expanded the agency's cyber liability offerings to address modern business threats.
Michael P. McMahon
Claims Manager
Leading the claims department, Michael combines technical expertise with empathetic support. His team's 24/7 availability and local contractor network enable rapid resolution of property damage claims, particularly during regional emergencies like flooding events.
Patrick McMahon
Commercial Lines Manager
Specializing in business insurance solutions, Patrick helps companies navigate complex risks from cyber threats to natural disasters. He developed the agency's specialized builders risk insurance program tailored to New Jersey's coastal construction challenges.
Brian McMahon
Chief Operations Officer
Overseeing daily operations, Brian maintains the agency's technological infrastructure and service protocols. He implemented the current system for matching clients with optimal insurers across the 35+ carriers the agency represents.
Questions
What insurance types do you specialize in for coastal properties?
We focus on homeowners, flood, condominium, and commercial insurance tailored to New Jersey's coastal risks, including specialized coverage for storm damage and rising water.
How quickly can you help with emergency claims?
Our 24/7 claims service responds immediately, with onsite support available for urgent issues like post-storm damage assessment and contractor coordination.
Can you help lower my insurance costs?
As an independent agency, we compare rates across 35+ carriers to find competitive pricing while maintaining coverage quality through our risk management expertise.
Do you offer specialized coverage beyond standard policies?
Yes, we provide cyber liability insurance, builders risk policies, marine insurance, and customized umbrella liability coverage exceeding standard policy limits.
How do you handle multi-state insurance needs?
We service New Jersey, Pennsylvania, and Delaware with localized knowledge, ensuring compliance with regional regulations while maintaining consistent service quality across state lines.
What sets your agency apart from online insurers?
Our 100-year local presence means we understand coastal risks intimately, with 64 team members providing personalized guidance unavailable through automated platforms.
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