Business Details
50+ Years
experience
Your Trusted Buy Here Pay Here Dealership in Phoenix
Auto Action has been redefining the used car buying experience in Arizona since 1969. As a premier Buy Here Pay Here dealership, we specialize in providing accessible financing solutions for customers with diverse credit histories, including bad credit, no credit, or post-bankruptcy situations. Our team prioritizes personalized service, offering a streamlined loan approval process that focuses on your ability to pay rather than solely your credit score. Every vehicle purchase includes our AA Advantage Program, featuring a 4-month/4,000-mile limited warranty, free oil changes for one year, and optional extended coverage plans.With six convenient locations across Phoenix, South Phoenix, Glendale, Chandler, Mesa, and Avondale, we combine competitive pricing, transparent terms, and customer-centric programs like our Military Assistance and Customer Referral initiatives. Our commitment to community extends to flexible payment scheduling aligned with your pay cycle and partnerships with local organizations to ensure every customer finds reliable transportation tailored to their needs.
Services
Used Car Sales
In-House Financing
Vehicle Warranties
Trade-In Services
Payment Options
Details
- Year established: 1969
Highlights and features
- Specialize in financing solutions for all credit situations, including bad credit and no credit
- AA Advantage Program includes 4-month/4,000-mile warranty and free oil changes
- Military Assistance and Customer Referral Programs available
- Flexible down payment options starting at $500 with no transfer fees
- Knowledgeable staff with decades of local automotive expertise
What people say
Amazing service
Comfortable experience
Best deal
No pressure
No false advertisements
Services
Used Car Sales
Auto Action offers a wide selection of thoroughly inspected used cars, trucks, vans, and SUVs from popular makes and models. Our inventory includes reliable options with low mileage and clean histories, featuring advanced safety systems, fuel-efficient engines, and modern tech connectivity. Every vehicle comes with transparent pricing and the AA Advantage Package including warranty coverage and maintenance benefits.
In-House Financing
Our Buy Here Pay Here program provides direct financing solutions for customers with all credit types. With interest rates starting at 9.9%, we offer flexible loan terms, no credit score requirements, and personalized payment scheduling aligned with your pay cycle. Special programs available for military members and customers rebuilding credit through our bankruptcy assistance options.
Vehicle Warranties
The AA Advantage Program includes a 4-month/4,000-mile limited warranty with optional extensions up to 36 months/36,000 miles. Coverage includes essential mechanical components with a $299 deductible per repair. Additional protection plans cover total loss scenarios and anti-theft security systems to ensure long-term vehicle reliability and customer peace of mind.
Trade-In Services
We accept quality pre-owned vehicles as trade-ins toward your down payment. Our team provides fair market valuations for cars, trucks, and SUVs in good condition. The trade-in process includes free vehicle history reports, odometer verification, and seamless documentation to expedite your new purchase while maximizing your investment.
Payment Options
Auto Action offers multiple convenient payment solutions including online payments through BlytzPay, phone payments during business hours, cash payments via partnered payment centers, and traditional mail-in options. Our system allows customers to choose their preferred payment method while maintaining secure transaction processing and timely account updates.
People
Pedro
Sales Associate
Pedro specializes in helping customers find affordable vehicles with personalized financing solutions. He ensures a comfortable buying experience with transparent pricing and clear explanations of loan terms.
Dori
Sales Representative
Dori provides expert guidance through the car buying process, known for her friendly approach and commitment to finding customers reliable vehicles that meet their budget and lifestyle needs.
Elizabeth
Finance Specialist
Elizabeth assists first-time buyers with navigating financing options, offering clear explanations of payment plans and helping customers secure affordable monthly terms.
Brandon
Finance Manager
Brandon manages complex financing scenarios with expertise, ensuring customers understand all loan details while maintaining accommodating payment arrangements for long-term success.
Questions
What financing options are available for bad credit?
Our Buy Here Pay Here program offers financing without credit score requirements, focusing on income verification and employment stability for approvals.
Can I get a car with no down payment?
Yes, we offer zero down payment options based on individual financial situations and vehicle selection.
What warranty coverage is included?
Every purchase includes a 4-month/4,000-mile limited warranty with optional extensions up to 36 months/36,000 miles available.
Do you accept trade-in vehicles?
Yes, we accept quality pre-owned vehicles as trade-ins toward your down payment with free valuation services.
How do payments work?
Payments are scheduled based on your pay cycle with options for bi-weekly, semi-monthly, or monthly arrangements through multiple payment channels.
What documents are needed to buy a car?
Required documents include a valid driver's license, proof of income, proof of residence, and eight personal references.
