High Quality Mortgage

At HQM Loans, we are a new kind of mortgage company that is dedicated to providing our clients with a fresh approach to lending and client relationships. We believe that pride of homeownership should never be at the cost of sacrificing one's happiness. That's why we've eliminated obsolete systems and unnecessary fees to operate at a fraction of the cost and pass those savings on to our clients. Our team of mortgage experts is dedicated to helping you find the best home loan for your unique needs and financial goals.

Our Services

We offer a range of services designed to fit your needs. Whether you're looking to purchase a new home or refinance an existing loan, we have a variety of programs to choose from. Our services include:

Home Purchase

• 30 Year Fixed Rate: A fully amortizing program with a fixed interest rate over the life of the loan.
• FHA Loans: Allow for lower down payments and flexible credit package guidelines.
• First Time Buyer Loan: Special programs may be available to you and your spouse if you are a first-time homebuyer.

Home Refinance

• 30 Year Fixed Rate: A fully amortizing program with a fixed interest rate over the life of the loan.
• FHA Loans: Allow for lower down payments and flexible credit package guidelines.
• First Time Buyer Loan: Special programs may be available to you and your spouse if you are a first-time homebuyer.

Meet Our Team

At HQM Loans, our team of mortgage experts is dedicated to providing you with the best possible service. Our team includes:

• John Fornino, President and Co-Founder
• Matthew DiBrino, CEO and Co-Founder
• Joseph Sheehan, VP of Loans and Operations
• Daniel Casasnovas, Loan Specialist/Top Producer (2019, 2020)
• Nicholas Snow, Head of Processing/Sr. Loan Processor
• Rick Patane, Sr. Loan Processor/Loan Specialist
• Keith Corsi, Loan Specialist/Loan Processor
• Vincent Fornino, Loan Specialist
• Christopher Horton, Loan Specialist
• Mike Abrams, Loan Specialist
• Jose D. Lopez, Loan Specialist
• David Barrena, Loan Specialist
• Chris Snow, Loan Officer
• Jessica Kwasnick, Loan Specialist
• Massiel Espinal, Loan Officer
• Mike Walker, Loan Officer
• Marc Lala, Loan Specialist
• Abed Elkhatibe, Loan Originator
• Andrew Fraser, Loan Specialist
• Pat Powell, Loan Officer
• Jo-Ann Castillo, Loan Officer
• Mike Walker, Loan Officer

Testimonials

At HQM Loans, we take pride in our ability to make the mortgage process simple and stress-free. Here's what some of our satisfied clients have to say:

• "Working with the team at HQM Loans couldn't have been any better. My first home buying experience was easy, simple and reliable because of the process they've implemented to make sure it was seamless. Would definitely recommend!" - Tiffany Holmstead
• "I have worked with Matt several times both with purchasing a home and refinancing. He has always been responsive and helpful throughout the entire process, as are the rest of his staff. They make a complicated process as simple as possible, and are a pleasure to work with. I can't say enough positive things about everyone at High Quality Mortgage!" - Christina Keating
• "Matt is the absolute best! My husband and I were first-time buyers and he worked with us to lower our debt and raise our purchase price. He answered every one of our questions with a fast response. Matt made the process extremely smooth and stress-free. You won't regret working with him!" - Samantha F.