Business Details
48 Years
experience
Your Trusted Partner for Health Insurance Solutions in Port Huron
Founded in 1978, we are a locally owned and operated independent insurance agency dedicated to providing personalized health insurance solutions. With decades of experience serving St. Clair County residents, our agency prioritizes one-on-one client relationships over impersonal transactions. We represent multiple top-tier insurance carriers to offer comprehensive options for individuals, families, and businesses. Our expertise spans health insurance marketplace enrollment, Medicare supplemental plans, and specialized coverage solutions.We maintain a steadfast commitment to helping clients achieve financial stability through tailored insurance programs while providing ongoing support long after policy issuance. Our team works directly with clients to understand their unique needs rather than offering generic 'policy of the month' solutions.
Services
Health Insurance
Medicare Supplements
Marketplace Plans
Travel Insurance
Short-Term Coverage
Family Health Plans
Individual Policies
Medicare Solutions
Ancillary Products
Enrollment Support
Details
- Year established: 1978
Highlights and features
- We provide personalized insurance consultations rather than generic solutions
- Our agency has served St. Clair County residents since 1978
- We represent multiple top-tier insurance carriers for comprehensive options
- We offer post-policy support for ongoing client needs
- Our expertise includes both marketplace enrollment and Medicare supplement plans
Services
Health Insurance
We offer comprehensive health insurance solutions tailored to individual and family needs. Our services include marketplace enrollment, employer-based plans, and specialized coverage options. Our experienced agents help clients navigate complex insurance choices to find affordable, comprehensive protection that matches their healthcare needs and budget requirements.
Medicare Supplements
Our agency specializes in Medicare supplemental insurance solutions that cover gaps in original Medicare coverage. We provide expert guidance on Medigap plans that cover deductibles, copayments, and other out-of-pocket expenses. Our services include detailed comparisons of available plans to help clients choose the most appropriate coverage for their specific healthcare needs.
Marketplace Plans
We assist with enrollment in Affordable Care Act marketplace plans during open and special enrollment periods. Our services include plan comparisons, subsidy qualification assistance, and application support. We help clients understand bronze, silver, and gold tier options to select coverage that balances premium costs with needed healthcare benefits.
Travel Insurance
We offer travel insurance solutions that protect against medical emergencies while abroad. Our plans cover emergency medical transportation, hospital stays, and repatriation. This specialized coverage addresses gaps in domestic insurance policies when traveling internationally, providing clients with comprehensive protection during their travels.
Short-Term Coverage
Our short-term health insurance plans provide bridge coverage during life transitions. These plans offer temporary protection for job changes, waiting periods, or unexpected coverage gaps. We help clients obtain flexible, affordable temporary solutions that maintain healthcare access during transitional periods while they secure long-term coverage.
People
Grant Smith Health Insurance Agency
Owner
A lifelong Port Huron resident with over 45 years of insurance experience, Grant Smith specializes in personalized health insurance solutions. His agency focuses on one-on-one client relationships and comprehensive coverage options. Grant works directly with clients to understand their unique insurance needs and provide tailored solutions that offer long-term financial protection and peace of mind.
Questions
What health insurance options do you offer for Michigan residents?
We offer individual, family, and employer-based health insurance plans through multiple carriers. Our services include marketplace enrollment, Medicare supplements, short-term coverage, and ancillary products.
Do you help with Medicare plan selection?
Yes, we specialize in Medicare supplemental insurance options. We provide detailed comparisons of Medigap plans and help clients choose coverage that addresses original Medicare's gaps.
Can you assist with travel insurance coverage?
Yes, we offer travel insurance solutions that cover medical emergencies abroad, including emergency transportation, hospital stays, and repatriation services for international trips.
When is the health insurance marketplace open enrollment period?
Open Enrollment for 2026 coverage runs November 1, 2025 - January 15, 2026. We help clients navigate enrollment, plan comparisons, and application completion during this period.
Do you offer insurance regardless of health status?
Yes, we help clients obtain coverage regardless of age, health, or income. Our agents work with multiple carriers to find suitable options for individuals with various health situations.
