Business Details
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Trusted Insurance Solutions in Richmond, MI
Michael Kerr has been serving Michigan communities for over a century through its partnership with State Farm, combining unparalleled service with personalized insurance solutions. Our team prioritizes customer needs, offering auto, home, life, and business insurance tailored to individual and family requirements. With a 20-year military background, Michael Kerr leads a Veteran Owned Small Business committed to community relationships and financial stability.Our expertise extends to Macomb, Oakland, Saint Clair, and Lapeer Counties, providing superior claims services and risk management guidance. As the Good Neighbor Team, we deliver trustworthy solutions backed by State Farm's century-long reputation and local market knowledge.
Services
Auto Insurance
Homeowners Insurance
Renters Insurance
Business Insurance
Life Insurance
Health Insurance
Condo Insurance
Recreational Vehicles Insurance
Boat Insurance
Highlights and features
- 20-year military background ensuring disciplined service
- Veteran Owned Small Business committed to community values
- Partnered with State Farm for over a century
- Specialized insurance solutions for local market needs
- Dedicated team with personalized risk management approach
What people say
Exceptional service
Knowledgeable staff
Competitive rates
Personalized attention
Quick assistance
Services
Auto Insurance
Protect your vehicle with customized auto insurance policies that meet Michigan's requirements while offering additional safeguards. Our solutions cover liability, collision, and comprehensive risks, with options for new car replacement and roadside assistance. Serving drivers across Macomb and Oakland Counties with competitive rates and personalized service.
Homeowners Insurance
Secure your property with comprehensive homeowners insurance covering structural damage, personal belongings, and liability protection. We offer customizable policies with optional endorsements for valuable items and natural disaster coverage. Our local expertise ensures proper valuation and protection for homes in Saint Clair and Lapeer Counties.
Business Insurance
Safeguard your enterprise with tailored business insurance packages including property, liability, and business interruption coverage. We serve small to mid-sized businesses in Richmond Township, providing risk assessments and customized solutions to protect commercial assets and operations against unforeseen events.
Life Insurance
Ensure your family's future with term and whole life insurance policies designed to meet various financial needs. Our solutions provide death benefits for mortgage protection, income replacement, and estate planning, with flexible premium options and guaranteed coverage terms.
Renters Insurance
Protect personal belongings and liability exposure for renters with affordable policies covering theft, damage, and legal responsibilities. We offer customized plans for off-campus students and residents in Memphis and Lenox areas, including additional living expenses coverage.
People
Michael Kerr
Insurance Agent
Retired Air Force veteran with 20 years of service, leading a Veteran Owned Small Business. Specializes in personalized insurance solutions for individuals and businesses across Macomb County.
Candice Kerr
Business Insurance Representative
Licensed Commercial Line Representative with 6+ years of experience in business insurance solutions. Focuses on risk management strategies for small businesses in Chesterfield and surrounding areas.
Richard Raymond
Insurance Account Representative
Local Richmond resident with expertise in personal and commercial insurance. Provides tailored risk management solutions while maintaining 100% client service commitment across Lapeer County.
Questions
What insurance products do you offer?
We provide auto, home, life, business, renters, condo, health, boat, and recreational vehicle insurance, along with annuities and banking products.
Do you serve areas outside Richmond?
Yes, we serve Macomb, Oakland, Saint Clair, and Lapeer Counties, including Memphis, Columbus, and Lenox townships.
Can I get a quote online?
Yes, we offer personalized quotes online or through our office. Contact us via phone or text for immediate assistance.
Are you available after business hours?
Yes, we offer 24/7 contact options through phone or text for emergency insurance needs and inquiries.
What makes your agency different?
As a Veteran Owned Small Business partnered with State Farm, we combine local expertise with nationwide resources and personalized service.
