Business Details
Trusted Insurance Solutions in Wolfeboro, NH
Avery Insurance has been a trusted partner in asset protection since 1899, built on four generations of expertise and community commitment. We specialize in personalized insurance solutions for individuals and businesses, offering comprehensive coverage tailored to unique risks and lifestyles. Our consultative approach identifies vulnerabilities to ensure clients achieve financial security and peace of mind. With over 125 years of experience, we combine traditional values with cutting-edge technology to deliver superior customer service. Our team of certified professionals provides expert guidance across home, auto, business, and specialty insurance lines.Headquartered in Wolfeboro, NH, we serve clients nationwide through three regional offices. Recognized as a top-tier agency by leading insurers like Chubb and PURE, we maintain partnerships with world-class carriers to offer competitive programs. Our dedication to education empowers clients to make informed decisions about their protection needs. Community involvement remains central to our mission, supporting local initiatives through sponsorships and donations. This legacy of advocacy, innovation, and personalized service continues to define our approach to risk management.
Services
Home Insurance
Auto Insurance
High-Value Home Insurance
Business Insurance
Renters Insurance
Condo Insurance
Umbrella Insurance
Flood Insurance
Valuable Possessions Insurance
Commercial Insurance
Highlights and features
- Family-owned since 1899 with fourth-generation leadership
- Access to top-tier carriers like Chubb and PURE
- Specialize in high-value home and specialty insurance
- 30+ employees with expertise in complex risk management
- Community commitment through local partnerships and sponsorships
What people say
Wonderful from start to finish
Expert help with tight deadlines
Proactive risk management
Knowledgeable and responsive team
Best experience ever with claims
Services
Home Insurance
Protects primary residences against fire, theft, and natural disasters while covering liability claims. Designed for first-time buyers through retirement stages, policies include dwelling protection, personal property coverage, and additional living expenses. Our experts help select appropriate deductibles and limits based on individual wealth levels and risk tolerance.
High-Value Home Insurance
Specialized protection for properties valued over $1.5 million with enhanced replacement cost guarantees and collections coverage. Includes expert claim service, risk consulting, and broad protection for sewer backups. Tailored for clients requiring premium services from top carriers like Chubb and PURE to maintain high standards of repair and replacement.
Business Insurance
Comprehensive protection for commercial properties, liability risks, and operational continuity. Serves contractors, manufacturers, and service industries with customized policies addressing specific exposures. Includes access to specialized markets and risk management solutions for businesses with complex insurance needs across multiple states.
Umbrella Insurance
Provides additional liability coverage beyond standard policy limits, crucial for protecting assets against major claims. Recommended for homeowners with significant wealth or those requiring enhanced protection from personal liability lawsuits. Works across multiple policies to create layered defense against catastrophic losses.
Valuable Possessions Insurance
Scheduled coverage for high-value items like jewelry, art, and collectibles with broader protection than standard policies. Includes replacement cost benefits and specialized claims handling. Designed for clients needing enhanced protection for unique assets that exceed typical personal property limits.
People
Tod O'Dowd
President
Fourth-generation leader with over 30 years in insurance, specializing in high-net-worth client solutions. Maintains active involvement in carrier relationships and strategic direction while upholding family legacy of personalized service.
Vicki O'Dowd
EVP, Strategy and Operations
Drives operational excellence and digital transformation initiatives across three regional offices. Focuses on enhancing client experience through technology integration while maintaining the agency's community-oriented values and personalized approach.
Lauren Gordon
VP of Operations
Manages day-to-day operations with emphasis on service quality and team development. Implements process improvements that balance efficiency with the personalized attention central to Avery's client relationships.
Karyn Vander Hey
Senior Risk Specialist
25+ years experience in commercial risk management, specializing in construction and professional services industries. Provides expert guidance on complex coverage issues and risk mitigation strategies for business clients.
Deb Rourke
Risk Advisor
Certified insurance professional with expertise in personal lines and small business coverage. Recognized for innovative solutions in homeowners insurance and client advocacy during claims processes.
Questions
What types of insurance does Avery offer?
We provide home, auto, business, condo, renters, umbrella, flood, and valuable possessions insurance for personal and commercial clients.
Do you handle high-value property insurance?
Yes, we specialize in coverage for homes valued over $1.5 million through partnerships with top carriers like Chubb and PURE.
Are you available for emergency claims?
Contact us during business hours for urgent matters. For after-hours emergencies, we recommend contacting your carrier directly.
How do you help with claims advocacy?
Our team actively represents clients throughout the claims process, including challenging denied claims and negotiating fair settlements.
Can I bundle multiple policies?
Yes, we offer multi-policy bundling for home, auto, and business insurance with potential premium savings.
Do you serve clients outside New Hampshire?
We provide insurance solutions across 39 states with local expertise through our three regional offices.
