Business Details
50+ Years
experience
Your Trusted Credit Union in Minot, ND
Aspire Credit Union has served members and communities since 1937, evolving through strategic name changes while maintaining a commitment to exceptional service. Our mission focuses on supporting members through personalized financial solutions and community engagement. We prioritize values like accountability, helping others, and putting people first, ensuring members receive tailored attention and resources.With a history of local service and NCUA federal insurance, we offer checking, savings, loans, and digital banking tools designed for convenience and financial growth. Our team combines expertise with a dedication to transparency, empowering members to achieve their financial goals while fostering community development.
Services
Checking Accounts
Savings Accounts
Auto Loans
Home Loans
Mobile Banking
Details
- Year established: 1937
Highlights and features
- We offer NCUA-insured accounts with competitive rates since 1937.
- Our local expertise serves six North Dakota counties with personalized solutions.
- 24/7 mobile banking provides convenient access to manage finances anytime.
- Financial education resources help members make informed decisions.
- Community-driven initiatives prioritize member and local business growth.
Associations and certifications
- NCUA
Services
Checking Accounts
Our checking accounts provide flexible access to funds with options like Share Drafts and Interest-Bearing Share Drafts. No minimum balance requirements for standard accounts ensure accessibility, while debit card integration and mobile banking tools enhance convenience. These accounts serve as foundational financial tools for daily transactions and budget management.
Home Loans
Aspire Home Loans offer competitive rates with options including in-house balloon loans, conventional mortgages, and construction financing. Local servicing eliminates mortgage insurance for qualifying 10% down payments, while partnerships expand loan variety. Features like manufactured home financing and investment property options cater to diverse homeownership needs.
Mobile Banking
The free mobile app enables 24/7 account management with features like balance checks, fund transfers, and CardHub controls. Users can enroll instantly through online banking, access e-statements, and utilize mobile deposit for check processing. Security features include card toggling and transaction alerts for fraud prevention.
Auto Loans
Competitive auto loan rates apply to new/used vehicles, motorcycles, RVs, and recreational equipment. First-time borrowers aged 16-24 qualify with co-signers, while refinancing options improve affordability. Loan terms adjust based on credit analysis, with GAP insurance and warranty coverage available for added protection.
Savings Accounts
Multiple savings options include Regular Shares, Bonus Shares, and specialized accounts for emergencies, vacations, and holidays. Tiered interest rates reward higher balances, while no-minimum accounts like Christmas Clubs promote targeted saving. Secondary Shares allow compartmentalized financial planning with customizable nicknames.
People
Kevin Vigested
CEO
Leading Aspire Credit Union with strategic vision, Kevin prioritizes member satisfaction and community development. His leadership emphasizes innovation in financial services and operational excellence.
Tonya Harden
CFO
Tonya manages financial operations with a focus on stability and growth. Her expertise ensures responsible fiscal management aligned with the credit union's long-term goals.
Bobbi Hansen
Chief Lending Officer
Bobbi oversees lending operations, ensuring accessible and competitive loan products. She specializes in mortgage solutions and member financial education initiatives.
Rianne Kuhn
Marketing Communications Coordinator
Rianne drives marketing strategies to enhance member engagement. Her work promotes financial literacy programs and community outreach efforts.
Jason Rohrer
Board President
Jason leads the board in governance and strategic oversight. He advocates for member-centric policies and sustainable growth within the credit union's service areas.
Questions
What membership benefits does Aspire offer?
Members access competitive loan rates, dividend-earning savings, and personalized financial education. Local decision-making ensures tailored service for North Dakota residents.
How do I apply for a mortgage?
Start by submitting our online mortgage application or contacting a loan officer. Required documents include income verification and property details for underwriting.
Are there fees for mobile banking?
Our mobile app is free to use. Standard data charges from your mobile carrier may apply for transactions.
What loan types are available for first-time buyers?
First-time auto loan programs assist members aged 16-24 with reduced rates. Mortgage options include conventional loans with 3% down payments.
How are construction loans unique?
Our construction loans allow DIY reimbursement, unlimited draw requests, and no initial down payment requirement during the 12-month interest-only period.
What financial education resources exist?
We provide mortgage affordability calculators, car loan cost guides, and home-buying guides through our online education center.
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