Business Details
50+ Years
experience
Your Trusted Credit Union for Personalized Financial Solutions
North Star Community Credit Union has been a trusted financial cooperative since 1940, founded by Benson County residents committed to community service. Through strategic mergers and 80+ years of growth, we now serve over 22,000 members across 13 North Dakota locations. Our not-for-profit structure prioritizes member needs through competitive rates, low fees, and personalized financial solutions. Our experienced team delivers tailored banking services including savings accounts, loans, and financial education programs.As a member-owned institution since 1940, we maintain deep community roots while expanding digital capabilities to meet evolving needs. Our board of directors volunteers expertise to ensure financial stability and strategic growth. Customer testimonials consistently highlight our friendly staff, efficient service, and personalized approach to financial counseling. We remain dedicated to the Credit Union philosophy of service through our mission of delivering financial solutions one person at a time.
Services
Savings Accounts
Certificate of Deposit
IRA and HSA Accounts
Youth Financial Services
Payment Accounts
Credit Cards
Ag Loans
Commercial Loans
Real Estate Loans
Financial Counseling
Details
- Year established: 1940
Highlights and features
- 80+ years of community banking experience since 1940
- Member-owned cooperative structure with personalized service approach
- Competitive rates and low fees from not-for-profit operations
- Financial literacy programs for youth and adults
- Local decision-making with 13 convenient North Dakota locations
Associations and certifications
- NCUA
What people say
Friendly staff
Efficient service
Personalized approach
Community-focused
Financial education
Services
Savings Accounts
Our savings accounts provide secure money management solutions with competitive interest rates. Members benefit from $5 minimum deposit requirements and access to 13 branch locations. Digital banking features include mobile check deposit and bill payment services that enhance financial flexibility.
Ag Loans
Specialized agricultural loans support North Dakota farmers with equipment purchases and operational expenses. Our experienced loan officers offer customized financing solutions that consider each farm's unique production cycles and cash flow requirements. Competitive rates reflect our 80+ years serving rural communities.
Financial Counseling
Personalized financial counseling helps members achieve long-term stability through budgeting guidance and debt management strategies. Our Zogo Financial Literacy program educates youth while adult workshops cover investment basics and retirement planning essentials for all life stages.
Credit Cards
Visa credit and debit cards combine purchasing convenience with robust security features. Lost card protection and zero liability policies safeguard against fraud while rewards programs offer cashback incentives for everyday spending at participating merchants.
Youth Accounts
Our Pee Wee savings accounts teach financial responsibility to young members through interactive learning experiences. Parental controls ensure safe money management practice while matching deposit programs encourage consistent saving habits during formative years.
Questions
How do I become a North Star CCU member?
Membership requires a $5 deposit into Primary Savings. We serve North Dakota residents through 13 branch locations and online banking services.
What loan types do you offer?
We provide personal, auto, mortgage, agricultural, and commercial loans with competitive rates tailored to individual credit profiles and financial goals.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the NCUA, a U.S. government agency protecting credit union members.
Do you offer online banking services?
Our Anytime Online platform enables 24/7 account access for transfers, bill payments, mobile check deposits, and digital wallet integration.
What are your branch hours?
Most branches operate Monday-Friday 9:00am-4:30pm and Saturday 9:00am-12:00pm. Specific locations may have extended drive-thru hours.
How does credit union ownership work?
As a member-owned cooperative, you receive one vote in elections and benefit from profits through improved rates, lower fees, and enhanced services.
