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At Thoroughbred Financial, we believe that securing a loan or refinancing a mortgage shouldn't be a daunting or overwhelming experience. Our mission is to provide an honest, simple, and efficient process that puts our clients' needs first. As independent loan brokers, we have the freedom to shop around for the best rates and programs, allowing us to offer a wide range of options to our clients.
Our Approach
At Thoroughbred Financial, we take a personalized approach to helping our clients achieve their financial goals. We treat every client like family, and each transaction like a fingerprint. Our experienced team of loan officers will work diligently to determine the best option for your unique situation, providing you with detailed analysis and scenarios to help you make an informed decision.
Our Process
Our process is designed to be comprehensive and transparent, with a focus on quality over quantity. We take the time to understand our clients' needs and goals, and develop a customized plan to achieve them. From application to closing, we work diligently to streamline the process, ensuring a smooth and stress-free experience.
Our Structure
As independent loan brokers, we have access to a wide range of lenders and products, allowing us to offer our clients the best possible options. Our structure is designed to be competitive and flexible, enabling us to respond quickly to changes in the market and adapt to our clients' evolving needs.
Our Competitive Edge
Our competitive edge comes from our ability to negotiate the best possible rates and programs from our lenders, combined with our market knowledge and expertise. We continually monitor the market and make adjustments as needed to ensure that our clients receive the best possible service and results.
Our Results
At Thoroughbred Financial, we are committed to delivering excellence in every phase of our clients' transactions. We are ever mindful of the importance of delivering results, whether it's securing the best possible rate, navigating the loan process, or providing exceptional customer service. Our goal is to build long-term relationships with our clients, based on trust, communication, and a commitment to excellence.
Jess Tolan
As the owner of Thoroughbred Financial, Jess Tolan has dedicated his career to helping his clients achieve their financial goals. With years of experience in the mortgage industry, Jess has built a reputation for his expertise, passion, and commitment to exceptional customer service. He is dedicated to providing his clients with the best possible service and results.

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