First American Mortgage Lenders

At 1st American Mortgage Lenders Inc., we are dedicated to providing top-notch customer service and ensuring that our clients receive the best possible experience when it comes to their mortgage needs. Our team of professionals has extensive knowledge in the residential lending industry, allowing us to offer a wide range of loan programs tailored to meet the unique requirements of each individual.

Our commitment to quality customer service is unwavering, and we believe in putting the people we serve first. Whether you're looking to purchase a new home, refinance an existing mortgage, or explore specialized loan options, we have the expertise and resources necessary to guide you through the process with ease and efficiency.

Loan Programs

We understand that every client has different financial circumstances and goals, which is why we offer a diverse selection of loan programs designed to cater to a variety of needs. From conventional loans and FHA loans to jumbo loans and reverse mortgage loans, we have the right solution for you. Our loan programs include:

• Commercial Loans: Ideal for business owners looking to finance commercial properties or expand their operations.
• Construction Loans: Perfect for those building a new home or renovating an existing property.
• Conventional Loans: A popular choice for many homeowners due to their competitive interest rates and flexible terms.
• DSCR Loans: Designed for investors who rely on rental income to qualify for a loan.
• FHA Loans: Government-backed loans that offer more lenient credit score requirements and lower down payments.
• Foreign National Loans: Available to non-U.S. citizens looking to purchase or refinance a property in the United States.
• Jumbo Loans: For those seeking to finance a higher-priced property that exceeds conforming loan limits.
• Non-QM Loans: An option for borrowers who don't meet the strict criteria of qualified mortgages.
• Refinance Loans: Allow homeowners to replace their existing mortgage with a new loan, often at a lower interest rate or with more favorable terms.
• Reverse Mortgage Loans: Enable homeowners aged 62 and older to convert a portion of their home's equity into cash.
• USDA Loans: Government-backed loans available to borrowers purchasing homes in rural areas.
• VA Loans: Exclusive to military veterans and their families, offering competitive rates and lower monthly payments.

Mortgage Calculators and Tools

In addition to our comprehensive loan programs, we also provide a variety of mortgage calculators and tools designed to help you make informed decisions about your mortgage options. These resources include:

• Frequently Asked Mortgage Questions: Answers to common queries about the mortgage process and available loan options.
• Requested Documents: A checklist of the necessary paperwork required for your loan application.
• Loan Process: A step-by-step guide to the mortgage application and approval process.
• Mortgage Glossary: Definitions of key terms and phrases used in the mortgage industry.
• Mortgage News: The latest updates and trends in the world of mortgage lending.

At 1st American Mortgage Lenders Inc., we are dedicated to providing you with the highest level of service and expertise. Whether you're just starting to explore your mortgage options or are ready to apply for a loan, we're here to help every step of the way.