For over two decades, Southern Trust Mortgage has been dedicated to making the home buying and refinancing experience positive and straightforward for individuals and families. With a commitment to serving over 65,000 families and funding over $15 billion in home loans, we've built a reputation for reliability, expertise, and personalized service. Our passion lies in guiding each client every step of the way, from the initial application to the closing table, ensuring a seamless and empowering journey toward homeownership.
Our Philosophy: Simple, Creative, Consistent
At Southern Trust Mortgage, we believe in three core principles that drive everything we do.
- Simple: We strive to demystify the mortgage process, providing clear, concise explanations and transparent communication throughout. Our goal is to make the experience as easy and stress-free as possible, leaving you with a clear understanding of every step involved.
- Creative: We understand that each borrower's situation is unique. We offer a wide range of loan programs and flexible options tailored to meet diverse needs and goals. This creative approach allows us to find the perfect loan solution for every individual, whether it's purchasing a first home, upgrading to a larger residence, or refinancing an existing mortgage.
- Consistent: Our commitment to excellence remains unwavering. We pride ourselves on delivering consistent, exceptional service to every client, regardless of loan size or complexity. Our team of experienced loan officers is dedicated to providing personalized attention, answering any questions, and guiding you with expertise and compassion throughout the entire process.
Priority Approval: Your Move as Quickly as Possible
We understand the importance of time and decisiveness in today's competitive market. That's why we offer our Priority Approval program, designed to expedite the loan process and empower you with a strong offer in less than 24 hours. This allows you to confidently navigate the home buying journey, knowing you have a pre-approved mortgage readily available.
A Loan for Every Goal
Our diverse portfolio of loan programs caters to a wide range of financing needs. Whether you're seeking a conventional loan, FHA loan, VA loan, USDA loan, or a flexible refinancing option, our team has the expertise to find the perfect fit for your circumstances.
Our Team: Dedicated to Your Success
We take pride in our team of highly skilled and experienced loan officers who are passionate about helping families achieve their homeownership dreams. With their in-depth market knowledge, personalized guidance, and unwavering commitment to excellence, our loan officers are dedicated to providing you with a smooth, positive, and rewarding mortgage experience.
Testimonials
Words from our clients often speak louder than any advertisement. We encourage you to read the numerous testimonials from satisfied customers who have experienced the Southern Trust Mortgage difference. Their stories highlight our dedication to personalized service, clear communication, and a genuine commitment to making home happen.

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