Business Details
22 Years
experience
Your Trusted Mortgage Broker in Frisco, TX
At theLoanDesigner, we are dedicated to empowering homeownership through personalized mortgage solutions. Since 2004, our team has specialized in crafting tailored loan plans that align with clients' financial goals, whether purchasing, refinancing, or remodeling a home. Our approach emphasizes education, proactive communication, and a commitment to simplifying the mortgage process. With a proven track record of guiding over 2,000 families to successful closings, we prioritize transparency, expertise, and client satisfaction.Our team's deep industry knowledge and partnerships with US Mortgage Corporation ensure access to a wide range of loan products, including FHA, VA, Conventional, and Jumbo loans. We pride ourselves on delivering exceptional service seven days a week, backed by a culture of integrity and a focus on long-term client relationships.
Services
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
Construction Loans
Refinance Services
Mortgage Calculators
Home Equity Reports
Loan Design Consultation
Credit Counseling
Details
- Year established: 2004
Highlights and features
- We offer personalized mortgage plans tailored to your financial goals.
- Our team ranks in the top 1% nationally with 1,000+ online reviews.
- Weve guided over 2,000 families to successful home closings.
- Seven-day availability for consultations and support.
- Proactive communication from application to funding.
What people say
Personalized mortgage plans
Smooth loan transactions
Exceptional communication
Dedicated team expertise
Successful approvals
Services
FHA Loans
FHA loans provide accessible homeownership opportunities with low down payments and flexible credit requirements. Ideal for first-time buyers, these government-insured loans reduce lender risk, enabling competitive interest rates. Our team simplifies the FHA loan process, ensuring clients meet eligibility criteria while maximizing benefits like assumable terms.
VA Loans
VA loans offer zero-down financing and no mortgage insurance for eligible veterans and spouses. Backed by the U.S. Department of Veterans Affairs, these loans prioritize affordability and ease of access. We guide clients through qualification steps, including documentation and funding fee options, to secure favorable terms.
Conventional Loans
Conventional loans suit clients seeking flexibility beyond government programs. Available as conforming or non-conforming options, they cater to varied financial profiles. Our experts help clients choose between fixed-rate stability and adjustable-rate adaptability, ensuring alignment with long-term goals.
Jumbo Loans
Jumbo loans finance luxury or high-cost properties exceeding conforming limits. We assist clients in demonstrating financial strength through low debt-to-income ratios and robust documentation. Our partnerships enable competitive rates and minimal down payments for qualified borrowers.
Refinance Services
Refinancing optimizes existing mortgages through lower rates, adjusted terms, or cash-out equity. Our team evaluates clients' current loans to identify savings opportunities, streamlining the process from application to closing for seamless transitions.
People
Patty Newby
Founder & Branch Manager
Patty Newby has led theLoanDesigner since 2004, leveraging 20+ years in finance to help over 2,000 families achieve homeownership. A Dallas resident for 25 years, she prioritizes client education and personalized mortgage planning.
Zach Paul
Mortgage Advisor
Zach Paul specializes in guiding clients through the mortgage process with a focus on first-time homebuyers. A UNT alumnus, he combines local expertise with a commitment to lifelong client relationships.
Anthony Dicken
Loan Production Partner
Anthony Dicken assists clients in securing tailored loan solutions, emphasizing transparency and efficiency. With over a decade of mortgage experience, he ensures smooth transactions from application to closing.
Derrick Martin
Loan Production Partner
Derrick Martin supports clients in navigating mortgage options, prioritizing clarity and client empowerment. His expertise spans loan origination and personalized financial planning.
Mark Coleman
Branch Operations Manager
Mark Coleman oversees operational excellence, ensuring timely loan processing and compliance. With a focus on team coordination, he maintains theLoanDesigner's commitment to seamless client experiences.
Questions
What loan types does theLoanDesigner offer?
We offer FHA, VA, Conventional, Jumbo, Construction, and Refinance loans tailored to diverse financial needs.
How can I qualify for an FHA loan?
FHA loans require a minimum 3.5% down payment and credit scores as low as 580, with flexible underwriting guidelines.
Do you serve clients outside Texas?
While based in Frisco, TX, we assist clients statewide and in select out-of-state markets.
What sets theLoanDesigner apart from other brokers?
Our personalized approach, top 1% national ranking, and 24/7 client support ensure exceptional service and results.
Can I refinance my existing mortgage?
Yes, we specialize in refinancing to lower rates, reduce payments, or access home equity.
Videos
