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Our expertise is your advantage!

At Advantage Rate Mortgage, we understand that buying a home can be a daunting task, especially for first-time homebuyers. That's why we're dedicated to providing personalized guidance and customized mortgage solutions to help you find your way to a better home loan, fast and easy. Our team of experts will walk you through every step of the loan approval process, ensuring that you get the right loan option that meets your individual needs.

Our Mission

Our mission is to provide exceptional mortgage services to homeowners in North and South Carolina, helping them achieve their dream of homeownership. We pride ourselves on our ability to customize our mortgage offerings to best meet our customers' needs, partnering with several different lenders to offer a wide variety of products and rates. Our team of experts, led by President David Overcast, has years of experience in the industry, and we're committed to making the mortgage process as smooth and easy as possible.

Our Values

At Advantage Rate Mortgage, we value our customers above all else. We're dedicated to putting our customers first, providing personalized guidance and customized mortgage solutions to help them achieve their homeownership goals. We believe in the importance of a paperless process, investing in top-notch technologies to expedite your application and make the mortgage process faster and more efficient. We also believe in providing low down payment solutions for first-time homebuyers, making homeownership more accessible to everyone.

Our Expertise

Our team of experts has years of experience in the mortgage industry, and we're dedicated to providing personalized guidance and customized mortgage solutions to help you achieve your homeownership goals. We offer a wide range of loan options, including conventional loans, VA loans, jumbo home loans, USDA RD loans, and FHA loans. We're committed to making the mortgage process as smooth and easy as possible, providing 24/7 access to our secure online portal where you can start your application and upload documents at your convenience.

Reviews
Positive: The reviewers praised the team at Advantage Rate Mortgage for their exceptional service, knowledge, and professionalism, making the loan process smooth and stress-free.

Overview of Reviews

The reviews praise the team at Advantage Rate Mortgage, highlighting their exceptional service, knowledge, and professionalism. The reviewers were extremely satisfied with their experience, citing the smooth and stress-free process, excellent communication, and creative financing solutions.

Excellent Service and Communication

Reviewers praised the team's prompt, friendly, and efficient service, making the loan process smooth and easy. They appreciated the clear explanations and time taken to address their concerns, making them feel comfortable and informed throughout the process.

Knowledge and Expertise

The reviewers were impressed by the team's extensive knowledge and expertise in the mortgage industry. They highlighted David Overcast's exceptional expertise, stating that he is one of the most knowledgeable persons in the field.

Recommendations and Endorsements

All reviewers highly recommended Advantage Rate Mortgage, stating they would not hesitate to use their services again and would recommend them to friends and family.

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