Business Details
Your Trusted Credit Union in Lakewood, OH
Latvian Cleveland Credit Union has been a trusted financial institution since its founding, offering a comprehensive range of services to meet the needs of its members. Recognized with a 5-star superior rating by Bauer Financial since June 1997, we prioritize safety, reliability, and exceptional service. Our offerings include savings accounts, checking accounts, IRA accounts, mortgage loans, and specialized financial products tailored to individual and business needs. We are committed to community engagement through initiatives like scholarship programs and financial education.With NCUA insurance up to $250,000 and additional Excess Share Insurance, we provide peace of mind for our members. Our team of experienced professionals ensures personalized service, while our online banking platform offers 24/7 convenience. We adhere to strict compliance standards and maintain transparent communication to build lasting trust with our members.
Services
Savings Accounts
Checking Accounts
IRA Accounts
Mortgage Loans
Online Banking
ATM Services
Scholarship Programs
Wire Transfers
Credit Cards
Financial Counseling
Highlights and features
- Awarded a 5-star superior rating by Bauer Financial since 1997
- Savings insured up to $500,000 through NCUA and Excess Share Insurance
- Offers educational scholarships to local students
- 24/7 online banking with bill payment and account management tools
- Community-focused financial services tailored to member needs
Associations and certifications
- NCUA
- Bauer Financial 5-Star Rating
Services
Savings Accounts
We offer diverse savings accounts including traditional, Roth, and educational IRAs with competitive dividend rates. Our accounts provide secure growth opportunities with NCUA insurance up to $250,000 and additional Excess Share Insurance coverage. Members benefit from flexible terms and online account management tools.
Mortgage Loans
Our mortgage loan programs include first mortgages and home equity options with personalized rate structures. We provide tailored financing solutions for home purchases, refinancing, and equity access while maintaining transparent lending practices and member-focused support throughout the loan process.
Online Banking
24/7 online banking enables account management, bill payments, and fund transfers. Features include real-time balance checks, transaction history access, and secure messaging. Our platform supports financial control with user-friendly tools and robust security measures protecting member data and transactions.
ATM Services
Culiance ATM cardholders access surcharge-free withdrawals at 30,000+ ATMs nationwide. Cards function as debit cards for purchases with PIN verification. We maintain a network of compatible ATMs while implementing security protocols to protect against unauthorized transactions and card demagnetization risks.
Scholarship Programs
We award annual scholarships through the Garezers Latvian Center and college/university partnerships. These programs demonstrate our commitment to community development by supporting local students' educational pursuits through financial assistance and recognition of academic achievement.
People
Robert Junge
CEO
Robert Junge leads Latvian Cleveland Credit Union with extensive financial industry experience, focusing on strategic growth and member satisfaction while maintaining operational excellence.
Ingrida V. Wolf
Loan Officer
Ingrida Wolf specializes in loan origination with NMLS certification #1471142, providing expert guidance on mortgage and personal loan options tailored to member financial goals.
Andris Celcherts
Chairman of the Board
Andris Celcherts oversees strategic governance as Board Chairman, leveraging decades of financial leadership to ensure institutional stability and long-term member value.
Nora Hurley
Vice President
Nora Hurley serves as Vice President with responsibility for operational oversight, implementing policies that enhance service quality and regulatory compliance across all credit union functions.
Kristaps Dauks
Board Member
Kristaps Dauks contributes board-level expertise in financial governance, focusing on risk management and sustainable growth strategies aligned with member interests.
Questions
What insurance protections apply to my accounts?
All accounts receive NCUA insurance up to $250,000 with additional Excess Share Insurance coverage for total protection up to $500,000 per account.
Can I access banking services outside business hours?
Yes, our online banking platform provides 24/7 account access for transactions, bill payments, and financial management from any internet-connected device.
What loan types are available?
We offer first mortgages, home equity loans, car loans, signature loans, and recreational vehicle financing with customized terms for qualified applicants.
How do I report a lost ATM card?
Contact us immediately at 216-228-1996 or 800-577-1996 to report lost/stolen cards for immediate account protection and card replacement assistance.
Are there educational financial resources available?
We provide free credit reports, financial counseling services, and annual scholarship programs supporting local students' educational endeavors through our community initiatives.