Central One Federal Credit Union

Central One Federal Credit Union is a not-for-profit financial cooperative dedicated to empowering our members and fostering the well-being of our community. We pride ourselves on our commitment to providing exceptional personalized service, competitive rates, and a wide range of financial products and services tailored to meet the diverse needs of individuals and businesses. As a member-owned institution, your interests are at the heart of everything we do. We believe in building strong, lasting relationships with our members based on trust, transparency, and mutual respect.

Our Mission and Values

At Central One, our mission is to empower our members to achieve financial well-being through education, advocacy, and access to affordable financial products and services. We strive to create a positive impact on the lives of our members and the communities we serve by providing:

Exceptional Customer Service: We are dedicated to treating every member with respect, integrity, and compassion, ensuring a positive and fulfilling experience at every interaction.

Competitive Rates and Terms: We offer some of the most competitive rates and terms in the industry, ensuring that our members receive maximum value for their financial investments.

Commitment to Financial Education: We believe that informed decision-making is essential for financial success. We offer a variety of educational resources and programs to empower our members with the knowledge and tools they need to make informed financial choices.

Community Involvement: We are deeply invested in the well-being of our community and actively support local organizations and initiatives that promote economic growth, social responsibility, and educational opportunities.

Our Services

Central One Federal Credit Union provides a comprehensive suite of financial products and services designed to meet the evolving needs of our members. We offer:

• Personal Banking: Free checking accounts, savings accounts, Certificates of Deposit (CDs), Individual Retirement Accounts (IRAs), Money Market accounts, and a variety of credit card options.

• Business Banking: Business checking accounts, savings accounts, commercial loans, lines of credit, merchant services, and insurance solutions tailored to the unique needs of businesses.

• Mortgage Services: A wide range of mortgage options, including conventional, FHA, VA, and USDA loans, with competitive rates and personalized guidance.

• Loan Products: Auto loans, boat, RV, and motorcycle loans, personal loans, home equity loans, and student loans.

• Financial Education: Workshops, seminars, online resources, and one-on-one counseling to help members develop strong financial habits and achieve their financial goals.
• Mobile Banking: A convenient and secure mobile app that allows members to manage their finances on the go, including checking balances, making transfers, paying bills, and depositing checks.
• Online Banking: Secure online banking platform that provides 24/7 access to your accounts, allowing you to conduct transactions, view statements, and manage your finances conveniently.
• Shared Branching: Access to over 5,000 shared branch locations nationwide, providing convenient access to your account services beyond our branch network.
• ATM Network: Access to over 55,000 surcharge-free ATMs across the nation through the SUM and Allpoint networks.

Through our comprehensive range of services, our unwavering commitment to member satisfaction, and our dedication to community well-being, Central One Federal Credit Union strives to be your trusted financial partner for life.

Join Us!