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At Sweetwater Mortgage Company, we take pride in being a trusted and experienced mortgage lender serving the Texas real estate community for over 30 years. Our commitment to providing everyone a personalized mortgage experience has never been stronger. We believe that every mortgage implies a responsibility, and we take that responsibility seriously. Our mission is to become the "most excellent" mortgage company in the industry, not just the biggest.
Our Story
Founded on January 1, 1994, by Jim Norris, our company was built on the principles of integrity, excellence, and customer satisfaction. Jim's extensive experience in the mortgage industry, combined with his father's legacy of founding Commonwealth Savings and Commonwealth Mortgage, has enabled us to establish a reputation for great rates and closing costs, diverse loan programs, personal customer service, and cutting-edge technology.
The Sweetwater Advantage
What sets us apart from other mortgage companies is our commitment to excellence in four key areas: Spiritual, Emotional, Mental, and Physical. We pride ourselves on being a Correspondent Lender since 2005, which means we close loans in our own name using our own warehouse lines. We also have FHA approval since 2002, allowing us to handle credit challenges. Our in-house doc drawing and funding capabilities enable fast closings, and we've closed over $338 million in loans since 2002.
Our Awards and Recognition
We're proud to have received numerous awards and recognition for our commitment to excellence. We've been awarded the Better Business Bureau's Gold Star Award for Outstanding Customer Service every year from 2007 to 2017. We've also received LendingTree's "Most Improved Lender - Purchase Close Rate" in 2006 and have been recognized for our competitive rates in a nationwide survey conducted by the Wall Street Journal.
Our Promise
At Sweetwater Mortgage Company, we promise to provide you with a personalized mortgage experience that exceeds your expectations. Our experienced loan originators will work with you to find the best loan program that fits your needs. We're committed to being your trusted partner in achieving your dream of homeownership.
Exceptional Service and Outcomes
The reviews from customers of Sweetwater Mortgage Company are overwhelmingly positive, with all ratings being 5 stars. The common thread throughout these reviews is the exceptional service provided by the company's team members, led by Jim, Elle, and Gayle. Customers praise the team's professionalism, expertise, and commitment to ensuring a smooth and stress-free experience throughout the mortgage process.
Professionalism and Responsiveness
From start to finish, the team at Sweetwater Mortgage Company was described as very professional, friendly, and responsive. Customers appreciated the regular updates and transparent communication throughout the loan process. The team's ability to navigate complex situations and provide creative solutions to challenges was also highlighted.
Efficient and Streamlined Process
The Sweetwater Mortgage Company's systems and processes were commended for making the loan application process go smoothly and efficiently. Customers appreciated the ease of communication and the ability to track progress in real-time. The team's responsiveness to questions and concerns was also praised.
Best Rates and Excellent Service
Many customers noted that Sweetwater Mortgage Company offers the best rates in the industry, making it an attractive option for those seeking a mortgage. The company's reputation for delivering excellent service, combined with its competitive rates, has earned it a loyal customer base.

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