Business Details
15 Years
experience
Your Trusted Mortgage Partner in Southern California
Established in 2011, Click Mortgage has built a reputation as a trusted mortgage lending partner in Southern California and beyond. Our approach centers on transparency, education, and personalized guidance, ensuring clients receive tailored solutions for their unique financial situations. With over a decade of experience in real estate and finance, we specialize in overcoming obstacles like credit challenges to help clients achieve homeownership. Our team maintains open communication throughout every transaction, prioritizing long-term relationships over one-time deals.Licensed across nine states, we serve clients remotely from the Antelope Valley to San Diego and beyond, combining local market knowledge with national expertise. Our commitment to ethical lending practices and client empowerment has made us a preferred choice for conventional, FHA, VA, and USDA loans. As a CSU Long Beach graduate with roots in the Antelope Valley, we understand the importance of community and strive to make the mortgage process seamless and stress-free.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance
EcoSave Program
Credit Improvement Guidance
Debt Consolidation Strategy
First-Time Buyer Programs
Buy Before You Sell Tips
Details
- Year established: 2011
Highlights and features
- We offer 12+ years of mortgage industry experience since 2011
- Our team provides personalized credit improvement strategies
- We maintain transparent, non-pushy communication throughout transactions
- Our remote services cover nine states including CA, AZ, NV, and TX
- We specialize in overcoming complex mortgage approval challenges
Associations and certifications
- California Department of Business Oversight (CFL License# 603H185)
- California Bureau of Real Estate (License #01847011)
- Nevada Division of Mortgage Lending License #4043
- Utah Division of Real Estate (License #6332409)
- Washington Department of Financial Institutions (CL-284021)
Services
Conventional Loans
Standard mortgage programs with competitive rates for borrowers with strong credit profiles. Ideal for those seeking flexible terms without government-backed requirements. Our experts guide clients through down payment options and qualification criteria.
FHA Loans
Federal Housing Administration loans requiring lower down payments and credit scores. Perfect for first-time buyers, our team simplifies the process while ensuring compliance with HUD regulations and borrower education requirements.
VA Loans
Exclusive mortgage programs for eligible veterans and service members with zero down payment options. We specialize in maximizing VA loan benefits while streamlining the certification and approval process.
USDA Loans
USDA Rural Development loans offering 100% financing for qualified buyers in eligible areas. Our specialists help determine eligibility, navigate income limits, and secure these unique mortgage opportunities.
Down Payment Assistance
Programs providing financial aid for down payments and closing costs. We connect clients with state-specific initiatives like California's EcoSave program, reducing upfront costs while maintaining loan eligibility.
People
Robert Breiner
Licensed Loan Officer
Licensed Loan Officer with 12+ years of mortgage experience since 2011. CSU Long Beach graduate specializing in credit solutions and personalized mortgage guidance across nine states.
Questions
What mortgage programs do you offer?
We offer conventional, FHA, VA, USDA, and down payment assistance programs including California's EcoSave initiative to help first-time buyers achieve homeownership.
How can you help with credit challenges?
Our team specializes in credit improvement strategies, providing personalized guidance to help clients overcome credit obstacles and qualify for favorable mortgage terms.
Are you licensed in my state?
We're licensed in Arizona, California, Colorado, Florida, Missouri, Nevada, Texas, Utah, and Washington. Contact us to confirm specific state requirements.
What sets you apart from other lenders?
Our 12+ years of experience, transparent communication, and personalized approach focus on long-term relationships rather than one-time transactions.
Can you help with debt consolidation?
Yes, we provide strategic credit card debt consolidation solutions that improve mortgage eligibility while simplifying clients' financial obligations.
