Business Details
Trusted Non-QM Loan Solutions for Mortgage Brokers
At LendSure Mortgage, we recognize the critical importance of every loan opportunity in today's dynamic lending environment. Our comprehensive range of non-QM loan programs is specifically designed to accommodate borrowers who fall outside traditional conforming guidelines. Through our exclusive pre-underwriting process, experienced in-house professionals meticulously review each submission, delivering practical approvals and transparent pricing typically within 24 hours. This approach empowers brokers to confidently say 'Yes' to borrowers while significantly reducing unforeseen complications during closing.Our commitment to operational efficiency extends to specialized programs including bridge financing, fix-and-flip solutions, and foreign national loan options, all supported by advanced pricing technology and dedicated broker resources. With a physical presence in San Diego and a focus on minimizing transactional surprises, we provide mortgage professionals with the tools and expertise necessary to expand their loan offerings and better serve diverse borrower profiles.
Services
Non-QM Loans
Bridge Financing
Fix and Flip Loans
Jumbo Loans
Asset Depletion Loans
Foreign National Loans
DSCR Investor Loans
Condotel Financing
40-Year Fixed IO Loans
Non-Warrantable Condos
Highlights and features
- We offer 24-hour non-QM loan pre-underwriting with human review
- Our exclusive process minimizes closing surprises for brokers
- Specialized programs for foreign national and investment property loans
- In-house professionals provide common-sense approvals and transparent pricing
- Advanced Spark Pricing Engine streamlines loan scenario analysis
Services
Non-QM Loans
Our non-QM loan programs cater to borrowers outside traditional lending criteria. These solutions utilize alternative verification methods and flexible underwriting standards. Designed for self-employed individuals, foreign nationals, and unique property types, our programs include asset depletion, bank statement, and DSCR investor options with competitive pricing and clear approval pathways.
Bridge Financing
BOOST Bridge Financing provides rapid funding solutions for transitional real estate needs. Ideal for investors requiring quick closings or homeowners bridging between property transactions. Our streamlined process delivers fast approvals with minimal documentation requirements while maintaining transparent fee structures and clear repayment terms.
Fix and Flip Loans
Our fix-and-flip program offers specialized financing for real estate investors. Features include quick draw processes for renovation expenses, flexible LTV ratios, and tailored repayment schedules. The program supports both experienced investors and newcomers through clear documentation requirements and dedicated support throughout the project lifecycle.
Foreign National Loans
Designed for non-resident borrowers seeking US property investments. Our program offers simplified documentation requirements, multiple currency options, and specialized underwriting criteria. Features include competitive rates, flexible down payment options, and dedicated support for international applicants navigating US mortgage requirements.
Asset Depletion Loans
This program converts liquid assets into qualifying income for borrowers with substantial holdings but limited traditional income documentation. Calculates monthly income based on asset balances divided by 360 months. Ideal for retirees or wealthy individuals with minimal reported income, offering competitive rates and flexible property type eligibility.
Questions
What non-QM loan programs do you offer?
We provide asset depletion, bank statement, DSCR investor, fix-and-flip, bridge financing, and foreign national loan programs with specialized underwriting criteria.
How quickly can you pre-underwrite a loan?
Our experienced in-house team typically completes pre-underwriting reviews and provides pricing within 24 hours of submission.
Do you offer tools for mortgage brokers?
Yes, we provide the Spark Pricing Engine for instant loan scenario analysis and comprehensive broker resources through our TPO website integration.
What states do you operate in?
We operate nationwide except New York, where our website remains pending authorization from the Department of Financial Services.
How do you minimize loan closing issues?
Our exclusive pre-underwriting process involves detailed manual review by experienced professionals to identify and resolve potential issues early.
What specialized mortgage products are available?
We offer jumbo loans, non-warrantable condos, condotel financing, 40-year fixed IO terms, and expanded approval non-QM programs.
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