Business Details
31 Years
experience
Your Partner for Retirement Financial Security
Alder Financial has been guiding clients through retirement planning since 1995, offering a distinct approach rooted in fiduciary responsibility and personalized service. Our team of seasoned professionals brings over 50 years of combined investment expertise to create tailored strategies for financial independence. As a Fee-Only Registered Investment Advisor, we prioritize client interests above all, maintaining complete independence from product sales or commissions. Our specialized focus on retirement income solutions leverages deep fixed-income market knowledge to build sustainable income streams.Clients benefit from our boutique firm structure that combines institutional-grade resources with direct access to decision-makers, ensuring long-term partnerships built on trust and transparency. Our methodology integrates comprehensive financial planning with disciplined investment management, addressing each client's unique needs across all retirement stages from wealth accumulation to post-retirement income optimization.
Services
Retirement Planning
Investment Management
Financial Planning
Retirement Income Strategies
Portfolio Management
Details
- Year established: 1995
Highlights and features
- We are Fee-Only fiduciaries legally obligated to act in your best interest
- Specialized expertise in retirement income strategies and fixed-income investments
- Boutique firm offering direct access to experienced investment professionals
- Comprehensive financial planning integrated with disciplined portfolio management
- Proven methodology addressing all retirement planning stages from accumulation to distribution
Associations and certifications
- Registered Investment Advisor
Services
Retirement Planning
Our retirement planning service creates personalized roadmaps for financial independence. We analyze your current financial status, future goals, and risk tolerance to develop comprehensive strategies that address wealth accumulation, tax efficiency, and sustainable income generation. Our approach considers Social Security optimization, pension planning, and legacy goals while adapting to changing life circumstances.
Investment Management
Customized investment management solutions focus on creating balanced portfolios aligned with retirement objectives. We combine growth and income-generating assets while emphasizing tax efficiency and risk management. Our strategies incorporate both active security selection and passive index exposure to optimize returns relative to individual risk profiles and time horizons.
Financial Planning
Comprehensive financial planning addresses all aspects of wealth management including cash flow analysis, debt reduction, insurance evaluation, and estate planning. We help clients understand their financial picture through detailed assessments and projections, creating actionable plans that evolve with changing life stages and market conditions.
Retirement Income Strategies
Specialized retirement income strategies focus on creating reliable cash flow during retirement. Our approach combines fixed income expertise with systematic withdrawal planning to ensure portfolio longevity. We emphasize diversification across income sources while managing sequence-of-returns risk through dynamic portfolio adjustments.
Portfolio Management
Active portfolio management services maintain optimal asset allocation through ongoing monitoring and rebalancing. We implement tax-efficient investment strategies using individual securities and funds, focusing on cost control and long-term growth potential. Our disciplined approach emphasizes risk management while pursuing clients' specific financial objectives.
People
Charles H. Webb
President & Co-Founder
With decades of financial advisory experience, Charles H. Webb co-founded Alder Financial to provide retirement-focused investment solutions. His expertise in fixed income markets and retirement planning strategies guides the firm's approach to creating sustainable income streams for clients seeking financial independence.
Lori M. Eason
Senior Advisor & Partner
Certified Financial Planner Lori M. Eason brings extensive retirement planning expertise to Alder Financial. As a senior advisor, she specializes in helping clients navigate pre-retirement and post-retirement financial decisions, focusing on tax-efficient income strategies and comprehensive wealth management solutions.
Jenny Thompson
Wealth Advisor
Wealth Advisor Jenny Thompson provides personalized financial guidance to Alder Financial clients. With Chartered Financial Analyst designation, she specializes in investment analysis and portfolio construction, ensuring clients' retirement strategies incorporate sound asset allocation principles and market insights.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement planning covering wealth accumulation, income strategy development, and sustainable withdrawal planning tailored to individual needs.
Are you legally required to act in my best interest?
Yes, as a Registered Investment Advisor and fiduciary, we are legally obligated to prioritize client interests above all other considerations.
How do you charge for your services?
We operate as a Fee-Only advisory firm, receiving no commissions or product-based compensation, ensuring completely objective financial recommendations.
What investment approach do you use?
Our approach combines customized portfolio construction with strategic asset allocation, using both individual securities and low-cost index funds for optimal results.
How do you help with retirement income?
We specialize in creating diversified income streams using fixed income investments and systematic withdrawal strategies to ensure portfolio longevity in retirement.
What makes your firm different?
Our exclusive focus on retirement planning, fiduciary commitment, and combination of boutique service with institutional expertise differentiate us from traditional advisory firms.
