Business Details
Your Trusted Financial Partner for Holistic Wealth Planning
At North Georgia Wealth Advisors, we are dedicated to reducing financial stress and empowering clients to live life fully. Our mission centers on holistic financial planning, addressing retirement, estate management, and legacy creation. With over 100 years of combined experience, our team of CERTIFIED FINANCIAL PLANNERS prioritizes personalized strategies aligned with individual values. We utilize risk alignment tools, endowment-style allocations, and alternative investments to craft tailored solutions. Our approach integrates life planning, tax efficiency, and intergenerational wealth transfer, supported by strategic partnerships with legal and tax professionals.We specialize in guiding business owners, retirees, and families through complex financial decisions, emphasizing proactive planning for lifes unpredictable challenges. Our commitment to independence ensures objective advice, free from proprietary investment constraints. By fostering clarity in financial decision-making, we aim to preserve wealth while honoring clients life goals and relationships.
Services
Retirement Planning
Estate Planning
Risk Management
Investment Strategies
Tax Planning
Legacy Creation
Business Succession
Financial Coaching
Portfolio Analysis
Insurance Solutions
Highlights and features
- We offer 100+ years of combined experience in financial planning.
- Our team includes 4 CERTIFIED FINANCIAL PLANNER professionals.
- We use proprietary risk alignment tools for personalized investment strategies.
- We implement endowment-style allocation methodologies for diversified portfolios.
- Our partnerships with legal and tax experts ensure comprehensive planning.
Associations and certifications
- SmartVestor Pro
- CFP Board
Services
Retirement Planning
We create personalized retirement plans addressing income needs, tax efficiency, and risk management. Our approach integrates investment strategies, Social Security optimization, and healthcare cost projections. With over 30 years of experience, we help clients transition confidently into retirement while preserving wealth for future generations.
Estate Planning
Our estate planning services focus on seamless wealth transfer through beneficiary designations, trusts, and legal document coordination. We collaborate with attorneys to ensure proper account titling and minimize probate challenges. This process helps clients protect assets and fulfill legacy intentions efficiently.
Risk Management
We assess investment risk tolerance using specialized tools to align portfolios with client comfort levels. Our strategies incorporate alternative investments and diversified allocations to mitigate market volatility. This approach helps maintain financial stability during economic uncertainties while pursuing growth opportunities.
Business Succession
We develop succession plans for business owners focusing on value maximization and smooth transitions. Services include ownership transfer strategies, key employee incentives, and tax-efficient exit options. Our goal is to preserve business legacy while securing financial independence for owners.
Tax Planning
Our tax planning services identify strategies to minimize liabilities through investment positioning, retirement account management, and income timing. We coordinate with CPAs to implement tax-efficient withdrawal strategies and charitable giving approaches that align with overall financial objectives.
People
Stephen P. O'Neil
CFP Advisor
Stephen brings decades of experience in financial planning, specializing in retirement strategies and investment management. He helps clients navigate complex financial decisions with personalized solutions focused on long-term security.
Kevin J. Murphy
CFP Advisor
Kevin specializes in estate planning and legacy creation, guiding families through wealth transfer challenges. His expertise includes trust structures and tax-efficient gifting strategies to preserve generational wealth.
Terry Dunn
CFP Advisor
Terry focuses on risk management and insurance solutions, helping clients protect assets against unforeseen events. He develops customized plans addressing disability, long-term care, and business continuity needs.
William N. Keen
CFP Advisor
William combines financial planning with behavioral coaching to help clients achieve their goals. His approach integrates investment management, tax strategies, and life planning to create comprehensive wealth solutions.
Nicole Clement
Operations Manager
Nicole oversees daily operations, ensuring seamless client service delivery. With over 15 years in financial services, she coordinates team activities and maintains compliance with industry regulations.
Questions
What financial planning services do you offer?
We provide retirement planning, estate management, tax strategies, business succession, and risk management services tailored to individual client needs.
How do you approach investment management?
We use risk alignment tools and endowment-style allocations incorporating alternative investments to create diversified portfolios aligned with client goals.
Do you work with out-of-state clients?
While based in North Georgia, we serve clients nationwide through virtual consultations and digital planning tools.
How are your advisors compensated?
We use a hybrid model with fee-based asset management and transactional services, ensuring our success aligns with client outcomes.
What makes your firm different from others?
Our holistic approach combines financial planning with life coaching, emphasizing values-driven decisions and intergenerational wealth strategies.
