We are people helping people!
Public Service Federal Credit Union is a full-service financial institution dedicated to providing our members with the highest quality customer service while offering valuable financial products with the best rates available. We stay true to our mission of being "people helping people, " and our commitment to this principle is evident in every aspect of our business.
As a member of Public Service Federal Credit Union, you will have access to a wide range of financial services, including loans, mortgages, IRA & Visa debit cards, checking/savings accounts, and Certificates of Deposit, all at very competitive rates. Our loan products include auto loans, personal loans, and home equity loans, among others, with rates starting as low as 4.49% APR*.
Our loan officers are always available to help you understand the details of each loan product, and we offer a loan calculator on our website to help you estimate your monthly payments. However, please note that the results from the loan calculator are not guaranteed, and for the most detailed information, you should contact your loan officer.
Holiday Schedule
We understand that our members have busy lives, and that's why we offer convenient hours of operation. However, we will be closed on certain holidays throughout the year. Here is our 2024 holiday schedule:
- January 1, 2024: New Year's Day
- January 15, 2024: Martin Luther King Jr. Day
- February 19, 2024: President's Day
- May 27, 2024: Memorial Day
- June 19, 2024: Juneteenth
- July 4, 2024: Independence Day
- September 2, 2024: Labor Day
- October 14, 2024: Columbus Day
- November 11, 2024: Veteran's Day
- November 28 & 29, 2024: Thanksgiving
- December 25, 2024: Christmas
Mobile Banking
At Public Service Federal Credit Union, we understand that our members need access to their accounts when they're on the go. That's why we offer mobile banking, which allows you to access your accounts from your smartphone. With mobile banking, you can:
- Access real-time account information and check balances
- Transfer funds instantly to other credit union accounts or loans
- View transaction history
- Pay your bills whenever you want with Online Bill Pay
Mobile banking is safe, convenient, and free. Download our mobile app today to get started!
Equal Housing Lender
Public Service Federal Credit Union is an equal housing lender. We are committed to providing fair and equal access to credit and financial services, regardless of race, color, religion, national origin, gender, sexual orientation, age, disability, or familial status.
Your Money is Safe with Us
Your savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a US government agency. This means that your money is safe with us, and you can feel confident that your funds are secure.
Become a Member
Becoming a member of Public Service Federal Credit Union is easy. Simply visit our website and fill out the membership application. Once your application is approved, you can start taking advantage of all the benefits of membership.
Contact Us
If you have any questions or need assistance, please don't hesitate to contact us. You can reach us at (732) 805-9000 or by email at mailbox@psfcunj.com. We're here to help.
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