O & R Utilities Employees Fed

ORU EFCU is a federally chartered credit union dedicated to providing a full range of financial services to its members. We strive to empower our members by offering competitive rates, personalized service, and a commitment to financial well-being.

Founded with the mission of serving the financial needs of employees of O&R Utilities, our credit union has grown to serve a wider community, welcoming anyone living or working in Orange, Sullivan, Rockland, Ulster, and Dutchess counties.

Our Services

We understand that your financial journey is unique, and we are here to support you every step of the way. Our array of services is designed to meet your diverse needs, from everyday banking to your long-term financial goals.

• Loans: Whether you're looking to purchase a home, finance a vehicle, consolidate debt, or pursue a personal goal, we offer a variety of loan options tailored to your circumstances. Our team of experienced loan officers will work with you to find the best solution for your needs, ensuring a smooth and transparent borrowing experience.

• Savings: Growing your savings is essential for financial security, and we provide a range of savings products to help you reach your goals. Our competitive interest rates and flexible options allow you to make progress towards your financial aspirations, whether saving for retirement, a down payment, or simply building an emergency fund.

• Checking Accounts: We offer a variety of checking account options to suit your lifestyle and banking needs. Our accounts feature convenient features, such as online bill pay, mobile check deposit, and access to a network of ATMs.

• Credit Cards: Our credit cards provide a convenient and secure way to manage your everyday expenses. We offer rewards programs and competitive rates to make your spending work for you.

• Other Services:

Beyond traditional banking, we offer a range of additional services to enhance your financial well-being. This includes electronic services for convenient account management, insurance protection options, and financial counseling to help you make informed decisions about your finances.

Our Commitment

ORU EFCU is dedicated to fostering strong relationships with our members, built on trust, transparency, and personalized service. We believe that everyone deserves access to affordable and convenient financial solutions. Our team is passionate about providing financial guidance and support, empowering our members to achieve their financial goals and build a brighter future.