Business Details
21 Years
experience
Your Trusted Mortgage Partner Nationwide
Todd Probasco-Lakeside Bank has been a trusted name in mortgage lending for over two decades, specializing in personalized service and competitive rates across all 50 states. Our team of experienced professionals prioritizes clear communication and timely approvals, ensuring a streamlined mortgage process from application to closing. Recognized with industry accolades including Illinois Mortgage Broker of the Year and multiple Best in the Biz nominations, we maintain a proven track record of client satisfaction reflected in over 130 Google 5 Star Reviews. Our comprehensive loan programs cater to diverse needs, from conventional and jumbo loans to specialized options like asset-based income and divorce mortgage solutions.We offer same-day quotes and preapprovals while maintaining a client-centric approach through 24/7 availability via phone, email, or text. Our commitment to excellence extends to unique services such as complimentary consultations with a multidisciplinary team of realtors, attorneys, and inspectors. With physical offices in Chicago, Oak Brook, and Naperville, we combine local expertise with nationwide lending capabilities to help clients achieve their real estate goals.
Services
Conventional Loans
Jumbo Loans
FHA/VA Loans
Home Equity Loans
Divorce Mortgages
Asset-Based Income Loans
Portfolio Loans
First-Time Homebuyer Programs
Condo Loans
Refinance Options
Details
- Year established: 2005
Highlights and features
- We offer 20+ years of mortgage lending experience with 130+ 5-star reviews
- Our team provides 24/7 availability via phone, email, and text
- We deliver same-day quotes and preapprovals for faster closings
- Our specialists handle complex cases including divorce mortgages
- We maintain exclusive portfolio loan programs unavailable elsewhere
Associations and certifications
- NMLS 232536
What people say
Great Rates
Excellent Service
Timely Approvals
Professional Team
Personalized Attention
Services
Conventional Loans
Standard mortgage options for primary residences, investment properties, and second homes with down payments starting at 5%. These loans follow Fannie Mae and Freddie Mac guidelines while offering competitive rates and flexible terms up to 30 years. Ideal for borrowers with strong credit histories seeking predictable monthly payments.
Jumbo Loans
Specialized financing for luxury properties exceeding conventional loan limits, ranging from $802,651 to $3,000,000. Designed for high-net-worth individuals with strong financial profiles, these loans offer tailored terms and competitive rates for premium real estate acquisitions in high-cost markets.
FHA/VA Loans
Federal-backed mortgage options requiring minimal down payments - 3.5% for FHA and 0% for VA loans. Specifically designed to increase homeownership accessibility for first-time buyers, veterans, and service members while maintaining favorable credit requirements and competitive interest rates.
Home Equity Loans
Second mortgage products allowing homeowners to borrow against their property's equity with combined loan-to-value ratios up to 80%. Available with fixed rates and interest-only payment options, these loans are ideal for debt consolidation, home improvements, or major life expenses.
Divorce Mortgages
Specialized lending solutions for clients navigating property division during divorce proceedings. Our certified professionals handle complex scenarios including title changes, equity buyouts, and strategic mortgage planning while coordinating with legal teams to ensure compliance with court requirements and equitable settlements.
People
Todd Probasco
VP & Group Lead, Mortgage Lending
Certified Divorce Mortgage Professional with 20+ years of experience. 2005 Illinois Mortgage Broker of the Year and three-time Mortgage Sales Manager of the Year nominee. Hosts The Insiders Podcast while maintaining active involvement in local and national mortgage banking associations.
Questions
What mortgage programs do you offer?
We provide conventional, jumbo, FHA/VA, home equity, divorce mortgages, and specialized programs like asset-based income loans with competitive rates across all 50 states.
How quickly can you process a mortgage application?
Our team delivers same-day quotes and preapprovals, with expedited processing timelines to help clients move quickly on real estate opportunities.
Do you offer specialized mortgage solutions?
Yes, we provide certified divorce mortgage services, portfolio loan programs, and asset-based income options that aren't available through traditional lenders.
What are your down payment requirements?
Minimum down payments range from 0% for VA loans to 5% for conventional mortgages, with special programs offering 3.5% FHA options and 35% down payment bonuses.
