At CreditNinja, we understand that life can be unpredictable, and sometimes, unexpected expenses can arise. That's why we provide online personal loans with same-day* decisions, flexible repayment schedules, and a hassle-free online application process. Our goal is to provide a safe and reliable financial solution for individuals in need, even those with bad credit.
Our Services
We offer online installment loans, bad credit loans, and personal loans designed to help you manage life's unexpected expenses. Our easy online application process allows you to apply from the comfort of your own home, and if approved, you may receive the funds as soon as the same day.* Our loans are designed to be flexible, with repayment terms tailored to fit your budget.
Our Mission
Our mission is to provide financial solutions to those in need, even if they have poor credit. We believe that everyone deserves access to financial assistance, regardless of their credit history. Our team is dedicated to providing a safe, reliable, and convenient online lending experience.
About Us
Since 2018, we've offered financial solutions to over 275,000 borrowers. Our customers rave about our fast and easy online loan process, flexible repayment terms, and reliable customer service. We're proud to have helped thousands of individuals in difficult financial situations, and we're committed to continuing to provide a safe and reliable financial solution for borrowers.
Financial Literacy
At CreditNinja, we're committed to financial literacy. Our online resources, including financial calculators, trends, and stats, are designed to educate and empower our customers to make informed financial decisions. We believe that financial knowledge is power, and we're dedicated to helping our customers achieve financial stability.
Application and Funding Experience
The application process is generally considered easy and fast, with some reviewers mentioning that it only took 10-15 minutes to complete. Funding is also reported to be quick, with some reviewers receiving their loans the next morning.
Customer Service
Customer service receives mixed reviews. Some reviewers praise the service, stating that wait times are short and representatives are helpful. However, others report negative experiences, including long wait times, unhelpful representatives, and unresolved issues.
Loan Terms and Fees
Some reviewers express dissatisfaction with loan terms and fees, stating that they are overly expensive and difficult to understand. One reviewer reports being charged a "CAB fee" that significantly increased the cost of their loan.
Negative Experiences
Some reviewers report negative experiences, including scams, denied loans without explanation, and poor customer service. One reviewer had difficulties with repayment and reported that the company tried to take funds from their account multiple times, causing them to be negatively impacted.
Positive Experiences
On the other hand, some reviewers praise the company for helping them in times of financial need. They report easy applications, fast funding, and good customer service.
Be the first to review Creditninja.
Write a Review
