Business Details
Your Trusted Mortgage Broker for Home Loans
At Keller Home Loans, we are dedicated to transforming the home financing experience through innovation and personalized service. As a full-service mortgage lender, we combine the strengths of Keller Williams and Mutual of Omaha Mortgage to deliver tailored solutions for homebuyers and real estate professionals. Our team of experts specializes in navigating complex loan programs, ensuring clients access competitive rates and terms that align with their financial goals.With a focus on speed, transparency, and education, we streamline the mortgage process to reduce stress and empower informed decisions. Our commitment to excellence is reflected in our fast approval timelines, exceptional customer support, and a diverse portfolio of loan products designed to make homeownership accessible to all.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinance Options
Manufactured Home Financing
Condo Loans
Renovation Loans
First-Time Buyer Programs
Highlights and features
- We offer fast approval processes for time-sensitive real estate transactions.
- Our team provides exceptional customer service with clear communication and promise delivery.
- Competitive rates and terms across diverse loan programs to fit financial goals.
- Specialized loan options for manufactured homes, renovations, and rural properties.
- Dual-licensing opportunities empower real estate agents to expand their service offerings.
Services
Conventional Loans
Conventional loans offer flexible terms for primary residences, investment properties, and vacation homes. With options for 20% down payments to eliminate mortgage insurance, these loans suit buyers with strong credit profiles. We provide competitive rates and seller concessions up to 9%, ensuring affordability and accessibility for diverse property types.
FHA Loans
FHA loans cater to borrowers with lower credit scores or minimal down payment capacity. Requiring just 3.5% down, these loans include flexible credit qualifying and seller concessions up to 6%. Ideal for first-time buyers, they combine relaxed requirements with reliable financing for primary residences meeting FHA guidelines.
VA Loans
VA loans provide 100% financing for eligible military members, veterans, and surviving spouses. These programs eliminate down payments and private mortgage insurance, offering competitive rates with seller concessions covering closing costs. We waive origination fees, ensuring veterans access the best possible terms for primary home purchases.
USDA Loans
USDA loans enable homeownership in rural areas with 100% financing and low mortgage insurance. Designed for low-to-moderate income borrowers, these loans allow seller concessions up to 6% and finance properties in eligible regions covering most U.S. areas with populations under 35,000.
Refinance Options
Our refinance programs help homeowners lower monthly payments, access equity, or adjust loan terms. Options include rate-and-term refinancing, cash-out solutions, and streamlined processes for conventional, FHA, and VA loans. We focus on reducing costs and improving financial flexibility for long-term stability.
People
Alison Banks
Loan Officer
Alison Banks brings over a decade of mortgage expertise to Keller Home Loans, specializing in guiding first-time buyers through the home financing process with personalized support.
Amanda Brooks
Loan Officer
Amanda Brooks excels in Illinois and Washington markets, offering tailored loan solutions for diverse property types while maintaining a client-focused approach to mortgage education.
Andy Dameron
Loan Officer
Andy Dameron specializes in Arizona, California, and Washington mortgage markets, leveraging deep local knowledge to connect clients with optimal financing options for their unique needs.
Allen Giroux
Loan Officer
Allen Giroux has over 20 years of experience in mortgage lending, focusing on simplifying complex transactions and delivering exceptional service to homebuyers across multiple states.
Amy Loerzel
Loan Officer
Amy Loerzel serves Florida, Georgia, Illinois, and Tennessee clients with expertise in conventional and specialty loan programs, prioritizing transparency and long-term financial success for her clients.
Questions
What mortgage rates are currently available?
Our current rates include 6.125% APR for 30-year conventional loans, 5.625% APR for 15-year conventional loans, and 5.75% APR for VA loans as of October 2, 2025.
What loan programs do you offer for first-time homebuyers?
We provide FHA loans with 3.5% down, state-specific programs with down payment assistance, and conventional options with flexible credit requirements tailored for first-time buyers.
How does the mortgage approval process work?
The process includes an initial consultation, application with documentation, conditional approval, home search and offer, final underwriting, and closing within five days of approval.
Can I refinance my existing mortgage?
Yes, we offer refinance options for conventional, FHA, and VA loans to help lower payments, access equity, or adjust loan terms for improved financial stability.
What are your down payment requirements?
Down payments range from 0% for VA loans to 3.5% for FHA loans, with conventional options starting at 3% and specialized programs like ONE+ offering 1% down payments.
Do you offer financing for manufactured homes?
Yes, we provide financing for qualified buyers of manufactured doublewide or larger homes with as little as 3% down and minimum 620 credit scores.
