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Home Ownership Begins with Us. Low Costs, Low Rates, Big Dreams.

Union Savings Bank is a community bank that has been serving local communities since 1904. We are headquartered in Cincinnati, Ohio, and operate 39 full-service branches and lending offices in Ohio, Indiana, Kentucky, and Pennsylvania. Our commitment to providing low-cost, low-interest mortgage loans has driven our growth and earned us a reputation as one of the top mortgage lenders in Ohio, Indiana, Kentucky, and Pennsylvania.

Our Mission

At Union Savings Bank, we believe in making mortgages as affordable as possible for all of our neighbors in the communities we serve. We promise our customers a low-cost loan with a low rate and fast approval. We're committed to providing personalized financial service and taking into consideration each customer's unique budget and lifestyle needs.

Home Mortgage Loans

We offer a range of mortgage loan options, including low-cost, low-interest mortgage loans. Our experienced loan officers will work with you to determine the best mortgage option for your unique situation. We promise a high-quality home mortgage lending and servicing experience.

Personal Banking

In addition to our mortgage loan services, we offer a range of personal banking services, including checking accounts, savings accounts, and CDs with great rates. We believe in providing personalized financial service and taking into consideration each customer's unique budget and lifestyle needs.

Community Development

At Union Savings Bank, we're committed to supporting the communities we serve. We offer a range of community development programs, including grants and sponsorships, to support local non-profits and community organizations.

Commitment to Diversity

We're committed to creating a diverse and inclusive workplace that reflects the communities we serve. We believe that diversity and inclusion are essential to our success and the success of our customers.

Reviews
Positive: Customers praised Union Savings Bank for their competitive rates, low closing fees, and excellent customer service.
Negative: Some reviewers had negative experiences due to poor communication, pushy loan officers, and concerns about the bank's lending practices.

Overall Experience

Reviews of Union Savings Bank are largely positive, with many customers praising their competitive rates, low closing fees, and excellent customer service.

Praise for Loan Officers

Several reviewers praised specific loan officers, including Bob, Bob Hallman, John Wagner, and Chris Northup, for their expertise, guidance, and exceptional service. These loan officers were credited with making the refinancing process smooth and stress-free.

Competitive Rates and Fees

Multiple reviewers noted that Union Savings Bank offers competitive rates and lower closing fees compared to other lenders.

Communication and Customer Service

Many reviewers appreciated the prompt communication and attention to detail provided by the bank's staff. Some reviewers also mentioned that the bank's staff made an effort to get to know them personally.

Negative Experiences

A few reviewers had negative experiences with Union Savings Bank. Some issues mentioned include poor communication, pushy loan officers, and questionable lending practices.

Concerns with Lending Practices

A couple of reviewers expressed concerns about the bank's lending practices, including allegations of immoral and potentially illegal actions.

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