Our Mission
Champion Credit Union is a member-owned financial cooperative dedicated to providing exceptional financial services and fostering a strong sense of community. Founded in 1941, we have grown alongside Lucas County, empowering our over 5,900 members with the tools to achieve their financial goals.
What We Offer
We offer a comprehensive selection of products and services to meet your diverse financial needs. These include:
Banking & Deposit Services
- Checking and savings accounts
- Online and mobile banking
- Mobile deposit capture
- Virtual Branch access
- Zelle P2P payments
Credit & Lending Solutions
- Competitive-rate Visa credit card
- Various personal and business loans
- Student loan assistance program
- Secured and personal loans available
Financial Guidance & Tools
- Calculators and financial resources
- Identity theft protection
- Fraud and scam alerts
- Financial education programs
Community Commitment
At Champion Credit Union, we are committed to giving back to our community. We support various local organizations and actively participate in financial education initiatives.
Our Values
Our core values guide our actions and decision-making:
- Integrity: We uphold the highest ethical standards and maintain transparency in all our dealings.
- Innovation: We prioritize technological advancements and strive to deliver seamless and efficient services.
- Accessibility: We are dedicated to providing personalized service and accessible products to meet diverse needs.
- Community: We actively engage with our community and support local initiatives.
Join Champion Credit Union and experience the difference a community-focused financial institution can make in your life!
Unfair Banking Practices and Fees
Many customers have expressed frustration with the credit union's practices, citing unfair and illegal banking practices. These include processing items out of order, resulting in unnecessary fees, and failing to assist with fraud activity.
Poor Customer Service
Several reviewers have mentioned poor customer service, including unhelpful representatives and long wait times. One reviewer mentioned being kept waiting for 28 minutes for a simple transaction, and another reported being spoken down to by a representative.
Frustration with Technology
Some customers have experienced issues with the credit union's technology, including being unable to use the 'card valet' app and difficulties with online account access.
Feeling Targeted
A few reviewers believe that the credit union targets poor individuals, charging excessive fees and engaging in unfair lending practices.
Positive Experiences
On the other hand, one reviewer had a positive experience with the credit union, praising the helpful and clear staff and the convenience of remote check depositing.

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