Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in LeRoy, NY
LeRoy Federal Credit Union has been dedicated to empowering our members with personalized financial solutions since 1958. Our commitment to community-driven service ensures every member experiences a hometown feel combined with modern banking convenience. We prioritize transparency, offering competitive loan rates and innovative tools like our mobile banking app with remote deposit capture. Our philosophy centers on fairness, ensuring fees are only applied to services that incur direct costs while maintaining federally insured accounts up to $250,000.With decades of experience, we provide 24/7 card protection, exclusive member discounts, and a robust range of financial products tailored to meet diverse needs. Our team remains focused on delivering exceptional customer service through both digital platforms and in-person interactions at our LeRoy, NY location. We uphold strict compliance with federal regulations, including equal housing lending practices, to foster trust and long-term relationships with our members.
Services
Checking Accounts
Savings Accounts
Vehicle Loans
Credit Cards
Mobile Banking
ATM Services
Certificate Products
Loan Services
Notary Services
Wire Transfers
Details
- Year established: 1958
Highlights and features
- We offer 60 years of community-focused financial expertise in LeRoy, NY
- Our mobile banking app provides remote deposit capture and 24/7 account access
- We maintain transparent fee structures with no hidden charges
- Exclusive member discounts through partnerships with trusted brands
- 24/7 fraud protection for debit card transactions
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Checking Accounts
Our checking accounts provide secure, accessible financial management with no monthly maintenance fees. Members enjoy free debit cards, online bill pay, and mobile banking features. Designed for everyday transactions, these accounts offer flexibility with options for both personal and business needs while maintaining federal insurance protection.
Vehicle Loans
Competitive vehicle loan programs feature special rates with up to 2% off current advertised offers. We finance new and used cars, trucks, and recreational vehicles with flexible terms. Our streamlined application process and personalized service help members achieve vehicle ownership while maintaining financial stability through responsible lending practices.
Mobile Banking
The LFCU Mobile App enables secure account management anytime, anywhere. Features include remote deposit capture, real-time transaction tracking, and instant fund transfers. This 24/7 digital solution maintains robust security protocols while providing convenient access to account information, ensuring members maintain full control over their financial activities.
Credit Cards
Visa Signature Real Rewards cards offer 1.5% cash back on eligible purchases with a $25 bonus after first transaction. Enhanced security features and 24/7 fraud monitoring protect against unauthorized use. These cards combine rewards programs with member-focused benefits while maintaining compliance with federal financial regulations.
Certificate Products
High-yield certificate accounts provide secure growth opportunities with fixed interest rates. Terms range from short to long-term investments, offering predictable returns with federal insurance coverage. These products cater to members seeking structured savings plans while maintaining liquidity options through various maturity date selections.
Questions
How do I apply for a loan?
Apply online through our secure portal or visit our LeRoy branch. Our loan specialists will guide you through the process with personalized assistance.
What mobile banking features are available?
Our app offers remote deposit capture, account management, bill pay, and real-time transaction alerts accessible 24/7 from any mobile device.
How does the credit union handle fraud protection?
We provide 24/7 debit card monitoring and immediate reporting options for suspicious activity through our fraud hotline at 1-866-316-2131.
What are the membership requirements?
Anyone living or working in Genesee County, NY, can join by opening a $5 membership share account with no additional requirements.
Are there fees for ATM usage?
First transaction monthly is free; subsequent transactions cost $2.00 per transaction when using non-LFCU ATMs.
