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Trusted Title Insurance Services in New Jersey
Unity Title & Abstract is a full-service title insurance agency dedicated to delivering residential and commercial title and settlement services across all 21 counties of New Jersey. With a steadfast commitment to customer service, we ensure clients receive the highest level of professional support, preparing closing packages accurately and efficiently to guarantee problem-free settlements. Our team combines extensive experience with a personalized approach, handling real estate transactions of all complexities while prioritizing transparency and client satisfaction.We serve a diverse clientele, including real estate attorneys, lenders, realtors, builders, homeowners, and investors, ensuring every transaction meets the highest standards of reliability and expertise. Our reputation for excellence is built on years of dedicated service, with a focus on resolving title issues proactively and providing clear, thorough guidance throughout the process. By maintaining a client-centric philosophy, we aim to exceed expectations while safeguarding our clients' most significant investments.
Services
Residential Title Insurance
Commercial Title Insurance
Settlement Services
Title Searches
Closing Coordination
Document Preparation
Lender Title Insurance
Title Problem Resolution
Refinancing Support
County Record Analysis
Highlights and features
- We serve all 21 counties in New Jersey with localized expertise.
- Our team ensures accurate, problem-free settlements through meticulous preparation.
- We provide 24/7 support for urgent insurance needs and inquiries.
- Decades of combined experience in residential and commercial title insurance.
- Client-centric approach with personalized guidance from seasoned professionals.
What people say
Best title company
Professional and thorough
Problem-free settlements
Excellent customer support
Highly recommend services
Services
Residential Title Insurance
Residential title insurance safeguards homeowners against financial loss from title defects, ensuring clear ownership of their primary residence. This service covers legal fees and compensation for claims arising from fraud, unpaid taxes, or recording errors. Unity Title provides comprehensive policies tailored to individual property transactions.
Commercial Title Insurance
Commercial title insurance protects businesses and investors from title-related risks in property transactions, including liens, ownership disputes, and documentation errors. Unity Title offers customized policies to secure commercial real estate investments across New Jersey's 21 counties.
Settlement Services
Settlement services involve preparing and finalizing all documents required for property transfer, ensuring compliance with legal standards. Unity Title's team manages escrow, fund distribution, and recording processes to guarantee smooth transactions for buyers and sellers.
Title Searches
Title searches examine public records to confirm property ownership and identify potential issues like liens or disputes. Unity Title conducts thorough examinations to resolve hidden risks before closing, ensuring clients receive clear and marketable titles.
Refinancing Support
Refinancing support includes preparing title insurance policies and closing documents for mortgage updates. Unity Title streamlines the process with fast approvals and accurate documentation, ensuring compliance with lender requirements while maintaining transaction efficiency.
People
Christine Lacey
Owner
Christine Lacey leads Unity Title with over 20 years of experience in title insurance, ensuring meticulous service and client education throughout the closing process.
Steven Nocar
Client Referrer
Steven Nocar frequently recommends Unity Title for its professionalism and thoroughness, citing Christine's ability to simplify complex title transactions for clients.
Questions
What is title insurance?
Title insurance protects property owners and lenders against financial loss due to title defects, liens, or ownership disputes discovered after purchase.
Why do I need title insurance?
It safeguards your investment by covering legal costs and losses from title issues like fraud, unpaid taxes, or forged documents.
What are common title problems?
Common issues include identity theft, unpaid taxes, forged deeds, undisclosed heirs, and recording errors that could affect ownership.
Do I need title insurance when refinancing?
Yes, refinancing requires a new lender policy to protect the new mortgage, as the previous policy doesn't cover the updated loan.
What does the closing process involve?
The closing transfers property ownership, finalizes documents, settles liens, and records the deed and mortgage with the county.
How quickly can Unity Title handle closings?
We prioritize fast, efficient closings with 24/7 support to accommodate urgent needs and off-hour inquiries.
