Petra Mortgage Service

At Petra Mortgage, we are dedicated to providing the highest level of customer service and setting a high standard in the mortgage industry. Our mission is to put the people we serve first and to guide you through the home loan process with care and expertise. Our goal is to help you select the best mortgage option for you and your family from the numerous choices available today. Once you've made your selection, we will work tirelessly on your behalf to help you achieve your dream of homeownership.

We strive to make you a client for life by providing you with the best service possible. We want to be your first choice every time you need a home loan. Our team of professionals will go above and beyond to ensure that you feel confident referring your family and friends to us for their mortgage financing needs. Take advantage of our expertise in the residential lending industry by applying online today. You will find that our skill, professionalism, and consideration for each of our clients make getting your loan a worthwhile endeavor.

Our Services

At Petra Mortgage, we offer a variety of loan programs to meet the needs of our clients. Whether you are looking to purchase a new home, refinance an existing mortgage, or take advantage of specialized loan options, we have the right program for you. Our loan programs include:

• Conventional Loans: These loans are not insured or guaranteed by the government. They are typically the most common type of loan and often offer the best interest rates.

• FHA Loans: These loans are insured by the Federal Housing Administration and offer more lenient credit score requirements and lower down payments.

• First-time Homebuyers: We offer specialized loan programs for first-time homebuyers, including lower down payments and more lenient credit score requirements.

• HARP 2.0 Loans: These loans are designed for homeowners who are underwater on their mortgages and need to refinance to a lower interest rate.

• Refinance Loans: We offer a variety of refinance options, including cash-out refinances, rate-and-term refinances, and streamline refinances.

• Reverse Loans: These loans allow homeowners to borrow money using the equity in their homes as collateral.

• USDA Loans: These loans are guaranteed by the U.S. Department of Agriculture and offer zero down payments for eligible borrowers purchasing homes in rural areas.

• VA Loans: These loans are guaranteed by the Department of Veterans Affairs and offer zero down payments and lower interest rates for eligible veterans and active-duty military personnel.

Why Choose Petra Mortgage?

At Petra Mortgage, we are committed to providing the best service possible. We believe in building long-term relationships with our clients and helping them achieve their dreams of homeownership. Our team of professionals is dedicated to guiding you through the home loan process with care and expertise. We offer competitive interest rates, flexible loan options, and fast processing times. Take advantage of our expertise in the residential lending industry by applying online today.