Business Details
Your Trusted Partner for Comprehensive Banking Solutions
Navigant Credit Union has been a trusted financial partner for individuals and businesses in Rhode Island for decades. Our commitment to community development is exemplified through strategic partnerships like the $5 million gift to establish the Navigant Credit Union Field House at Bryant University. We offer comprehensive financial solutions including personal and business banking, mortgage lending, and wealth management services. Our Navigant Credit Union Charitable Foundation, established in 2019, has facilitated millions in community donations to over 600 organizations. With award-winning digital banking platforms and physical branches across the state, we combine modern technology with personalized service.Our team of financial experts provides tailored guidance through our Journey Rewards Checking program, Embark Account for young adults, and competitive CD rates. Recognized six times by Forbes as Rhode Island's Best-In-State Credit Union, we maintain strict compliance with financial regulations while prioritizing member satisfaction. Our security protocols protect against spoofing attempts, and our Cash Management services help businesses optimize financial operations. Through financial literacy programs and community-focused initiatives, we strive to empower our members and strengthen local economies.
Services
Personal Checking
Mortgage Loans
Business Accounts
Credit Cards
Savings Accounts
Personal Loans
Wealth Management
Digital Banking
Highlights and features
- Recognized 6 consecutive years as Rhode Island's Best Credit Union
- Operates autonomous 501(c)3 charitable foundation supporting local causes
- Offers financial literacy programs and community development initiatives
- Provides 24/7 digital banking with robust security protocols
- Maintains competitive APY rates on savings and CD products
Associations and certifications
- NCUA
Services
Personal Checking
Our Journey Rewards Checking offers 3.00% APY on balances over $10,000 with nationwide ATM fee refunds. The Embark Account provides fee-free digital banking for ages 13-22. Relationship Checking options provide tiered benefits based on account activity and balances.
Mortgage Loans
We offer First Time Homebuyer programs, VA loans, construction financing, and refinance options. Our mortgage process includes personalized guidance from experienced originators and competitive rates for Rhode Island properties.
Business Accounts
Quest Business Checking and Money Market accounts include Cash Management solutions like merchant payments, payroll services, and liquidity management. Our Small Business Loans provide term financing and lines of credit for growth opportunities.
Credit Cards
We offer Mastercard credit cards with rewards programs and debit cards featuring overdraft protection. Card controls through our mobile app allow real-time transaction monitoring and security management.
Savings Accounts
Statement Savings and Money Market Accounts provide tiered interest rates. Our CD products offer fixed rates for terms from 6 months to 5 years, with competitive APYs for larger deposits.
Questions
What services does Navigant Credit Union offer?
We provide personal and business banking, mortgage loans, credit cards, wealth management, and digital banking solutions across Rhode Island.
How can I open an account?
Open accounts online through our secure portal or visit any Rhode Island branch location with required identification documents.
What security measures protect my account?
We employ advanced security protocols and never request sensitive information via phone or text to protect member accounts.
Do you offer business banking solutions?
Yes, our Cash Management services include business accounts, merchant payments, and financial growth strategies for companies.
What community initiatives do you support?
Through our Charitable Foundation, we've donated millions to over 600 local organizations since 2019.
What loan options are available?
We offer mortgage loans, home equity lines, personal loans, and business financing with competitive rates.
