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Your Trusted Business Insurance Partner in Los Gatos, CA
With over 35 years of experience in specialty industry niches, our brokerage has become the trusted choice for California businesses seeking comprehensive commercial insurance solutions. We offer tailored coverage for companies of all sizes, from startups to global enterprises, with offices in Silicon Valley, San Diego, and Houston. Our team prioritizes personalized service, proactive risk management, and access to over 100 insurance carriers, ensuring clients receive optimal protection at competitive rates.Backed by glowing testimonials highlighting our responsiveness, expertise, and cost-saving capabilities, we focus on understanding each client's unique needs to deliver customized policies that safeguard their operations. Our commitment extends beyond policy saleswe provide ongoing consulting to adapt coverage as businesses evolve, maintaining transparency and integrity in every interaction.
Services
Business Insurance
Workers Compensation
Group Health Insurance
Contractors Insurance
Cyber Security Insurance
Directors & Officers Insurance
General Liability
Umbrella Policies
Professional Liability
Bond Insurance
Highlights and features
- We offer 35+ years of experience in specialized industry niches.
- Our team provides tailored insurance solutions for businesses of all sizes.
- We guarantee 24/7 personalized customer support.
- Our brokers are certified experts with extensive insurance market knowledge.
- We operate with full transparency and no hidden fees.
What people say
Exceptional customer service
Speedy response times
Saved over 20%
Honest advice
Expert in all types
Services
Business Insurance
Our business insurance solutions provide comprehensive protection against operational risks, including property damage, liability claims, and business interruption. Designed for companies across industries, this coverage safeguards assets and ensures continuity during unexpected events. Clients benefit from customized policies tailored to their specific sector requirements, with options to bundle multiple protections into cohesive packages that adapt as businesses grow.
Workers Compensation
Workers' compensation insurance covers medical expenses and lost wages for employees injured on the job. Required in most states, this policy protects both employers and staff while ensuring regulatory compliance. Our brokers help businesses navigate complex state requirements to secure adequate coverage limits at competitive rates, with additional support for workplace safety programs to reduce claim frequency.
Cyber Security Insurance
Cyber security insurance protects against financial losses from data breaches and cyber attacks. This coverage addresses legal fees, notification costs, and business interruption losses. Given increasing digital threats, we help businesses implement risk mitigation strategies alongside tailored policies that cover both first-party and third-party liabilities arising from cyber incidents.
Directors & Officers Insurance
Directors & Officers (D&O) insurance protects company leaders from personal losses due to lawsuits alleging mismanagement. This policy covers legal defense costs and settlements for claims related to employment practices, financial decisions, or governance issues. We specialize in structuring D&O policies that balance board member protection with corporate risk management needs across public, private, and nonprofit organizations.
Contractors Insurance
Contractors insurance provides liability and property protection for construction professionals facing job site risks. This includes coverage for equipment damage, third-party injuries, and project delays. Our team understands the unique exposures in construction, offering specialized policies for general contractors, subcontractors, and specialty trades that comply with project-specific insurance requirements.
People
Mike Prevot
Founder & Insurance Broker
Mike Prevot brings decades of insurance expertise to Prevot & Associates, specializing in commercial risk management solutions. Known for rapid response times and cost-effective strategies, he has built strong relationships with major carriers to secure optimal coverage for clients. His approach emphasizes transparency and personalized service.
Questions
What types of business insurance do you offer?
We provide comprehensive commercial insurance including general liability, workers' compensation, cyber security, directors & officers, and specialized industry coverage for construction, healthcare, and technology sectors.
How quickly can I get an insurance quote?
Our team delivers fast quotes within hours using our extensive carrier network, with urgent requests accommodated through direct phone consultations.
Do you handle international insurance needs?
Yes, we provide coverage solutions for businesses operating domestically and internationally, with expertise in navigating cross-border insurance requirements.
What sets your agency apart from competitors?
We combine 35+ years of niche expertise with personalized service, offering tailored solutions rather than generic policies through our access to 100+ insurance carriers.
How do you help with insurance claims?
Our team provides hands-on support throughout the claims process, leveraging carrier relationships to ensure timely, fair resolutions while maintaining transparent communication.
