Queen Of Mortgages

Fairway Independent Mortgage Corporation, with loan officer Markita Woods, NMLS #196099, is dedicated to providing a seamless and transparent mortgage experience for all our clients. We understand that buying or refinancing a home is a significant financial decision, and we are committed to guiding you through every step of the process with expertise and personalized attention.

Our Services

We offer a comprehensive range of mortgage services designed to meet the unique needs of our clients.

Whether you're a first-time homebuyer, a seasoned investor, or looking to refinance your existing mortgage, we have the right loan program for you. Our expert team specializes in various loan types, including:

• Adjustable-Rate Mortgages (ARMs): These mortgages offer initial lower interest rates that may adjust periodically based on market conditions. ARMs can be a suitable option for borrowers who anticipate selling their home before the interest rate adjusts significantly or those who plan to make extra payments to pay off the mortgage quickly.
• Fixed-Rate Mortgages: Providing stable monthly payments throughout the entire loan term, fixed-rate mortgages offer predictable budgeting and long-term financial security.

• FHA Loans: Backed by the Federal Housing Administration, FHA loans are designed to make homeownership more accessible to borrowers with lower credit scores and smaller down payments. They often have more lenient qualification requirements and offer competitive interest rates.
• VA Loans: Available to eligible veterans, active-duty military personnel, and surviving spouses, VA loans offer unique benefits such as no down payment requirement and competitive interest rates.

• Jumbo Loans: These specialized loans exceed conventional loan limits, making them suitable for borrowers purchasing high-value properties.

• 203K Loans: Designed for homeowners who plan to renovate their homes, 203K loans allow borrowers to finance both the purchase and the renovation costs into a single mortgage.

• USDA Loans: Targeted towards borrowers purchasing homes in designated rural areas, USDA loans offer attractive features including no down payment requirements and competitive interest rates.

Our Commitment

At Fairway Independent Mortgage Corporation, our priority is to empower our clients to achieve their homeownership dreams. We go beyond simply processing loans; we strive to build lasting relationships based on trust, transparency, and exceptional service. Our experienced loan officers are dedicated to:

• Understanding Your Needs: We take the time to listen attentively and thoroughly understand your financial situation, goals, and preferences.
• Providing Expert Guidance: We offer comprehensive guidance on various loan options, helping you select the most suitable program for your needs.
• Simplifying the Process: We handle all the complexities of the mortgage process, providing clear communication and timely updates every step of the way.
• Securing Competitive Rates: We leverage our relationships with a wide network of lenders to secure the most competitive interest rates and favorable terms for our clients.