Saco Valley Credit Union

Dedicated to Financial Success and Community

Saco Valley Credit Union (SVCU) is a local financial institution serving the communities of Saco, Biddeford, OOB, and Waterboro, Maine. Founded on the principles of service, integrity, and community involvement, we exist to empower our members to achieve their financial goals and make a positive impact on the lives of those we serve.

Our Services

At SVCU, we offer a comprehensive range of financial services designed to meet your diverse needs and aspirations.

Personal Banking

• Personal loans for debt consolidation, expenses, or personal growth
• Auto and recreational vehicle loans with competitive rates and flexible terms
• Convenient online and mobile banking options
• Fee-free checking and savings accounts

Home Lending

• Competitive mortgage and home equity loan options
• Personalized guidance through the homebuying or refinancing process
• Flexible repayment terms to fit your budget

Savings & Investments

• High-yield savings accounts for short-term goals and emergencies
• Competitive certificates of deposit for guaranteed returns
• IRAs for tax-advantaged retirement savings

Business & Commercial Banking

• Business checking and savings accounts
• Commercial loans for equipment, real estate, and working capital
• Specialized services for small businesses and entrepreneurs

Community Involvement & Values

SVCU believes in the power of community and is committed to making a difference in the lives of those we serve. We actively support:

• The Campaign for Ending Hunger, an effort to fight food insecurity in Maine
• Special Olympics Maine, promoting inclusion and empowering individuals with intellectual disabilities
• The SVCU CARES account, which assists members in times of financial hardship

Join SVCU and experience the difference a local, community-focused credit union can make in your life!