Business Details
50+ Years
experience
Your Trusted Credit Union in Falmouth, ME
Cumberland County Federal Credit Union has served the financial needs of Maine residents since 1954, operating as a member-owned cooperative. Our institution was founded on principles of community partnership and financial accessibility, initially serving educators before expanding to include all residents of Cumberland and York counties. We prioritize personalized service through locally-based decision-making, offering a comprehensive range of financial products including loans, savings accounts, and digital banking solutions. Our not-for-profit structure allows us to reinvest earnings into member benefits through competitive rates and reduced fees.With multiple branch locations and 24/7 digital access, we maintain a commitment to financial education and community development. Our governance structure includes volunteer member-elected officials who ensure our operations remain aligned with member interests. Through strategic mergers and continuous service innovation, we've maintained our founding mission of providing accessible, community-focused financial services.
Services
Auto Loans
Mortgages
Checking Accounts
Savings Accounts
Credit Cards
Home Equity Loans
Online Banking
Mobile Banking
Bill Pay
Financial Wellness Analysis
Details
- Year established: 1954
Highlights and features
- We operate as a member-owned cooperative with locally-based decision-making
- Our not-for-profit structure provides members with competitive rates and reduced fees
- We offer comprehensive financial education resources and community development programs
- Our governance includes volunteer member-elected officials ensuring accountability
- We maintain 24/7 digital banking access with advanced security features
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Auto Loans
We offer competitive auto loan options with flexible terms to help members purchase new or used vehicles. Our lending specialists work with all credit profiles to find suitable financing solutions. Members benefit from lower rates through our not-for-profit structure and personalized service approach.
Mortgages
Our mortgage loan programs provide financing options for home purchases, refinancing, and home equity needs. We offer fixed and adjustable rate mortgages with personalized guidance from experienced loan consultants. Digital tools help track rates and manage the application process.
Checking Accounts
We provide multiple checking account options including personal, teen, and business accounts with no monthly fees or minimum balance requirements. Features include free mobile banking, bill pay, and overdraft protection options. Special programs help members rebuild financial standing.
Online Banking
Our 24/7 online banking platform allows account management from any device. Features include bill payment, fund transfers, check imaging, and real-time alerts. Security features protect accounts while providing convenient access to financial tools and resources.
Financial Wellness Analysis
We offer financial education resources and personalized wellness analysis to help members improve money management skills. Tools include budgeting assistance, debt reduction strategies, and savings planning. Educational programs support long-term financial health and stability.
People
Scott Harriman
President & CEO
Scott Harriman leads our management team with extensive experience in credit union operations and community financial services. He oversees strategic direction and ensures alignment with member needs through local decision-making processes.
Ryan Grund
Chief Financial Officer
Ryan Grund manages financial operations with expertise in credit union accounting and regulatory compliance. He ensures fiscal responsibility while maintaining competitive rates and member-focused financial products.
Karen Rickett
Chief Operating Officer
Karen Rickett directs daily operations and service delivery across all branches. Her leadership focuses on maintaining high service standards while implementing technological innovations to enhance member experience.
Ross Biette
SVP of Info Systems
Ross Biette oversees technology infrastructure and digital banking solutions. He ensures secure, reliable systems while developing innovative online tools that meet evolving member needs and industry standards.
Lucky D'Ascanio
Board Chair
Lucky D'Ascanio serves as Board Chair, providing governance leadership through volunteer service. He represents member interests in strategic decision-making while maintaining the credit union's community-focused mission.
Questions
How do I become a member of Cumberland County Federal Credit Union?
Membership is open to anyone living, working, or studying in Cumberland or York counties, Maine. Family members of current members can also join regardless of location.
What online banking features are available?
Our online banking includes account management, bill pay, fund transfers, check imaging, e-statements, and real-time transaction alerts through secure digital platforms accessible 24/7.
Do you offer mobile banking services?
Yes, we provide mobile banking apps for iOS and Android devices with features like mobile check deposit, account alerts, and location-based ATM/Branch finder tools.
What loan options are available for first-time homebuyers?
We offer mortgage programs with competitive rates, down payment assistance options, and personalized guidance from loan consultants to help first-time buyers achieve homeownership.
How can I report a lost or stolen credit card?
Contact us immediately at (800) 543-5073 for credit card activation or reporting lost/stolen cards. Our 24-hour support line helps secure accounts and issue replacement cards promptly.
What are the benefits of credit union membership?
Members receive competitive rates, lower fees, personalized service, and a voice in governance. Our not-for-profit structure returns profits through improved rates and community development initiatives.
