OTIS Federal Credit Union

At OTIS Federal Credit Union, we believe that banking should be personal, convenient, and rewarding. As a member-owned and operated credit union, we are committed to providing our members with exceptional financial products and services that meet their unique needs and goals.

Our History

Founded in 1954, OTIS Federal Credit Union has a rich history of serving the financial needs of our community. Over the years, we have grown and evolved to meet the changing needs of our members, while remaining true to our core values of integrity, respect, and excellence.

Why Credit Unions?

Credit unions like OTIS FCU are different from traditional banks in many ways. We are not-for-profit, member-owned financial cooperatives that exist to serve our members, not to make a profit. This means that we can offer competitive rates, lower fees, and personalized service that is tailored to your individual needs.

Community Involvement

At OTIS FCU, we are proud to be an active and engaged member of our community. We believe in giving back through volunteerism, charitable donations, and community sponsorships. Our employees are encouraged to participate in local events and fundraisers, and we are always looking for ways to make a positive impact in the lives of our members and neighbors.

Become a Member

Becoming a member of OTIS Federal Credit Union is easy and rewarding. With a wide range of financial products and services, including loans, credit cards, checking and savings accounts, and more, we have something for everyone. Plus, as a member-owned credit union, you'll enjoy competitive rates, lower fees, and personalized service that is tailored to your individual needs.

Services

We offer a wide range of financial products and services designed to meet your unique needs and goals. From checking and savings accounts to loans and credit cards, we have everything you need to manage your finances and achieve your goals. Some of our most popular services include:

• Auto Loans: With low rates and flexible terms, our auto loans can help you get behind the wheel of your dream car.
• Personal Loans: Whether you're looking to consolidate debt, finance a big purchase, or cover an unexpected expense, our personal loans can help.
• Home Loans: We offer a range of home loan options, including fixed-rate and adjustable-rate mortgages, refinancing, and more.
• Checking and Savings Accounts: Our checking and savings accounts are designed to help you manage your money and achieve your financial goals.
• Credit Cards: Our Visa credit cards offer competitive rates, rewards, and benefits that can help you earn points and cash back on your purchases.
• Online Banking: Manage your accounts, pay bills, and transfer funds from the comfort of your own home with our secure online banking platform.
• Mobile Banking: Take banking on the go with our mobile banking app, which allows you to access your accounts, deposit checks, and more from your smartphone or tablet.

What Our Members Say

Don't just take our word for it - our members love us! Here's what some of our satisfied members have to say:

• "The personal and friendly service is the best part about being a member of OTIS FCU."
• "I have been with OTIS for about 20 years and have never had a bad experience."
• "What do I love about OTIS? Everything!"