Creative Mortgage Group

Welcome to First Capital Lending, a full-service mortgage company based in Oxford, Connecticut with over 25 years of experience. We specialize in offering the lowest mortgage rates and exceptional service to the Connecticut community. Our team is dedicated to helping you realize your dream of homeownership or saving you money with a new, lower monthly payment.

Purchase Loan Programs

At First Capital Lending, we understand that every borrower's needs are unique. That's why we offer a variety of purchase loan programs to suit your individual situation. Whether you're a first-time homebuyer or looking to upgrade to your dream home, we have a mortgage solution for you. Our purchase loan programs include:

• Conventional loans
• FHA loans
• VA loans
• USDA loans
• Jumbo loans
• Bank statement loans
• Debt service loans
• Asset-based refinancing

Our experts will work with you to determine which loan program is the best fit for your needs.

Refinancing Programs

Refinancing can be an excellent way to lower your monthly payments or access the equity in your home. At First Capital Lending, we offer a range of refinancing programs designed to meet the needs of local borrowers. Our refinancing programs include:

• Conventional refinancing
• FHA streamline refinancing
• FHA cash-out refinancing
• FHA 203k refinancing
• VA streamline refinancing
• VA cash-out refinancing
• Jumbo refinancing
• HELOC (Home Equity Line of Credit)

Our team will help you determine the best refinancing option for your situation.

Why Choose First Capital Lending?

At First Capital Lending, we pride ourselves on our commitment to providing honest, integrity-filled, and competent services. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We understand that the home buying and refinancing process can be overwhelming, which is why we're here to guide you every step of the way.

Our team of experts has the knowledge and experience necessary to help you make informed decisions about your mortgage. We'll work with you to understand your unique situation and goals, and then we'll provide you with customized solutions to fit your needs.

Get Started Today

If you're looking for a mortgage lender that puts your needs first, look no further than First Capital Lending. Contact us today to discuss your mortgage loan options and find out which loan program will best suit your needs. We look forward to helping you achieve your homeownership dreams.