Jeff Zappone

AFC Mortgage Group, LLC is a premier mortgage lender based in Monroe, CT, with over 20 years of experience in providing exceptional mortgage solutions to clients in the tri-state area. Our team of dedicated professionals is committed to helping you achieve your homeownership dreams by offering a wide range of loan programs, competitive rates, and friendly service. At AFC Mortgage Group, LLC, your best interest is our top priority, and we strive to make the loan process as simple and stress-free as possible.

Our Loan Programs

At AFC Mortgage Group, LLC, we offer a variety of loan programs to suit the unique needs of our clients. Whether you are a first-time homebuyer, a seasoned homeowner looking to refinance, or an investor seeking to expand your portfolio, we have a loan program for you. Our loan programs include:

• Fixed-rate mortgages: These loans offer a stable interest rate throughout the life of the loan, providing predictable monthly payments.
• Adjustable-rate mortgages (ARMs): These loans offer a lower initial interest rate that adjusts periodically based on market conditions.
• Jumbo loans: These loans are designed for high-value properties that exceed conforming loan limits.
• FHA loans: These loans are insured by the Federal Housing Administration and offer flexible credit requirements and low down payments.
• VA loans: These loans are available to eligible veterans, active-duty service members, and surviving spouses, and offer competitive interest rates and no down payment requirements.
• USDA loans: These loans are designed for rural and suburban homebuyers and offer low interest rates and no down payment requirements.

Our Simplified Loan Process

At AFC Mortgage Group, LLC, we understand that the loan process can be overwhelming and confusing. That's why we have streamlined our loan process to make it as simple and stress-free as possible. Here's what you can expect when you work with us:

• Pre-Approval: We will help you get pre-approved for a loan, so you can shop for your dream home with confidence.
• Application: We will guide you through the application process and help you gather all the necessary documentation.
• Processing: We will process your loan application and order any required appraisals or inspections.
• Underwriting: We will review your loan application and make a final decision.
• Closing: We will schedule a closing date and help you prepare for the big day.

Our Team

At AFC Mortgage Group, LLC, we believe that our team is our greatest asset. Our loan originators are experienced, knowledgeable, and dedicated to providing the highest level of service to our clients. Here's a little bit about our team:

• Frank Ciambriello: As the Managing Partner of AFC Mortgage Group, LLC, Frank brings over 30 years of experience in the mortgage industry. He is committed to helping his clients achieve their homeownership dreams and is dedicated to providing exceptional service.
• Gaetano Ciambriello: As a Loan Originator, Gaetano is dedicated to providing his clients with the best possible mortgage solutions. He has a deep understanding of the mortgage industry and is committed to helping his clients achieve their financial goals.
• Vito Ciambriello: As a Loan Originator, Vito is committed to providing his clients with personalized mortgage solutions. He takes the time to understand his clients' unique needs and provides them with the guidance and support they need to make informed decisions.
• Lisa Sidella: As a Loan Originator, Lisa is dedicated to helping her clients achieve their homeownership dreams. She has a wealth of experience in the mortgage industry and is committed to providing exceptional service.
• Emily Michaud: As a Loan Originator, Emily is committed to providing her clients with the best possible mortgage solutions. She has a deep understanding of the mortgage industry and is dedicated to helping her clients achieve their financial goals.