Business Details
50+ Years
experience
Emergency
services
Trusted Insurance Solutions in Hackensack, NJ
Since 1957, Kusel Associates has been dedicated to providing dependable, world-class insurance services that extend beyond policy sales. Our team builds personalized relationships with clients to deliver tailored solutions for personal, auto, home, life, and commercial insurance needs. With decades of experience and a focus on risk protection, we prioritize client trust and satisfaction through accurate, transparent coverage.Our independent status allows us to offer low-cost options by shopping on behalf of clients, ensuring access to licensed agents and 24/7 support during emergencies. Headquartered in Hackensack, NJ, we serve New Jersey and New York with a commitment to evolving alongside our clients' diverse needs.
Services
Homeowners Insurance
Automobile Insurance
Commercial Insurance
Contractors Insurance
Restaurant Insurance
Auto Service Programs
Rental Property Insurance
Boat Insurance
Business Owners Policy
Commercial Auto Insurance
Details
- Year established: 1957
Highlights and features
- We have over 65 years of experience in personal and commercial insurance.
- Our independent agency model offers access to competitive rates and tailored options.
- We provide 24/7 customer support for emergency assistance.
- Our team prioritizes transparent, client-focused coverage solutions.
- We serve New Jersey and New York with localized expertise.
Services
Homeowners Insurance
Protect your home and assets with customizable policies tailored to your lifestyle. We offer flexible, affordable coverage for primary residences, rental properties, and vacation homes, including protection for belongings, liability, and natural disasters. Our experts ensure policies meet specific needs, such as coverage for artwork, electronics, and other valuables.
Commercial Insurance
Safeguard your business with comprehensive coverage for property, liability, and operational risks. Our Business Owners Policy (BOP) includes property insurance, business interruption coverage, crime insurance, and liability protection. Tailored solutions address industry-specific risks for contractors, restaurants, and other commercial enterprises.
Contractors Insurance
Mitigate risks associated with construction projects through specialized liability and property insurance. Our policies protect against job-site accidents, equipment damage, and legal liabilities. We provide safety management services to reduce costs and ensure compliance with evolving industry regulations.
Restaurant Insurance
Cover liabilities unique to restaurants, including food spoilage, liquor liability, and customer injuries. Policies include general liability, workers' compensation, and business interruption coverage. We offer tailored plans for fine dining, cafes, and takeout establishments to protect against industry-specific risks.
Automobile Insurance
Secure reliable auto, motorcycle, and boat insurance with flexible coverage options. Policies protect against accidents, theft, and property damage, with customizable limits and deductibles. We provide 24/7 support for claims and emergencies, ensuring peace of mind for personal and commercial vehicle owners.
Questions
How do I get a free insurance quote?
Fill out our online quote form or call us at 201-489-6366 for a no-obligation quote tailored to your needs.
What areas do you serve?
We serve Hackensack, NJ, and surrounding areas, including New Jersey and New York.
Do you offer 24/7 emergency support?
Yes, our team is available 24/7 to assist with emergencies and urgent insurance needs.
What types of commercial insurance do you provide?
We offer Business Owners Policies (BOP), liability coverage, property insurance, and industry-specific plans for contractors and restaurants.
Can I customize my homeowners insurance policy?
Yes, we provide flexible policies with optional riders for valuables like artwork, jewelry, and electronics.
