Business Details
19 Years
experience
Your Trusted Mortgage Partner in Irvine, CA
Founded in 2007, Lexington Home Loans has established itself as a leader in mortgage services, driven by a commitment to innovation and customer satisfaction. Our mission centers on solving financial challenges through tailored loan solutions, leveraging advanced technology like our Automated Underwriting System (LOANTRAK) to deliver credit decisions within 10 minutes. With access to over 200 lenders and 5,000 loan programs, we prioritize flexibility and speed to meet diverse client needs.Our values of integrity, teamwork, and excellence guide every interaction, ensuring transparency and trust in all transactions. As an Equal Housing Lender, we are dedicated to empowering homeownership through competitive rates, personalized service, and a client-centric approach that emphasizes long-term partnerships over short-term gains.
Services
Refinance
Purchase Loans
FHA Loans
VA Loans
Jumbo Loans
Reverse Mortgages
Details
- Year established: 2007
Highlights and features
- We have over 15 years of experience in mortgage services.
- Our team offers access to 200+ lenders and 5,000+ loan programs.
- We provide credit decisions in 10 minutes with automated underwriting.
- Our commitment to integrity ensures transparent and ethical transactions.
- We specialize in customized solutions for diverse financial situations.
Associations and certifications
- NMLS 347811
Services
Refinance Loans
Our refinance loans help homeowners lower interest rates, reduce monthly payments, or access equity. With streamlined processes and competitive rates, we simplify the transition to better financial terms. Clients benefit from expert guidance and fast approvals.
FHA Loans
FHA loans provide affordable options for first-time buyers with low down payments and flexible credit requirements. We specialize in FHA-approved programs to make homeownership accessible while ensuring compliance with federal standards.
VA Loans
VA loans offer zero-down payment options for veterans and active-duty personnel. Our team ensures seamless processing of VA-backed mortgages, honoring service members' housing needs with dedicated support and competitive terms.
Jumbo Loans
Jumbo loans cater to high-value properties exceeding conventional loan limits. We provide tailored financing solutions with flexible underwriting, enabling clients to secure premium real estate investments efficiently.
Reverse Mortgages
Reverse mortgages allow seniors to convert home equity into tax-free income. We offer HUD-approved programs with transparent counseling to ensure informed decisions, supporting financial stability in retirement.
Questions
What types of mortgage loans do you offer?
We offer refinance, FHA, VA, jumbo, and reverse mortgages, along with customized loan programs to suit various financial needs.
How quickly can I get a credit decision?
Our automated underwriting system provides credit decisions within 10 minutes of submitting a completed loan application.
Are you an approved lender for government-backed loans?
Yes, we are approved for FHA and VA loans, ensuring compliance with federal guidelines and access to specialized programs.
Do you serve clients outside California?
While based in Irvine, CA, we provide mortgage services nationwide through our digital platforms and network of lenders.
What sets Lexington Home Loans apart from competitors?
Our combination of rapid processing, access to 5,000+ loan programs, and commitment to personalized service ensures a seamless and transparent experience.
