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Your Trusted Used Car Dealer in Iowa
Welcome to Auto Smart, where our commitment to exceptional customer service and competitive pricing has made us a trusted name in the used vehicle market. With locations in Algona, Fort Dodge, and Okoboji, Iowa, we serve communities across North Central Iowa, including Iowa Falls, Webster City, and Mason City. Our team of experienced professionals specializes in helping customers find quality pre-owned vehicles that meet their needs and budget. We pride ourselves on transparency, offering straightforward financing options and reporting payments to help build credit. Our service and parts departments ensure customers maintain their vehicles long after purchase, while our online platform provides 24/7 access to inventory, pricing, and trade-in evaluations.

For over two decades, we have prioritized customer satisfaction, earning recognition as Iowa's top dealership for volume and service excellence. Our staff's dedication to personalized assistance, combined with our extensive selection of used cars, trucks, and SUVs, ensures a seamless buying experience. We actively engage with local communities and support customer needs through flexible scheduling and expert guidance. Our reputation for honesty and reliability has been built through years of consistent service, making us the preferred choice for vehicle buyers across Iowa.
Services
Used Car Sales Financing Options Buy Here Pay Here Online Inventory Parts & Service
Highlights and features
  • We offer financing solutions for customers with all credit types.
  • Our team works within your budget to find the right vehicle.
  • We report payments to help build your credit history.
  • We maintain the largest used car inventory in North Central Iowa.
  • Our staff provides personalized assistance with no-pressure sales.
What people say
Amazing service Helped build credit No-pressure sales Manageable payments Expert guidance
Services
Used Car Sales
Auto Smart offers an extensive selection of quality used cars, trucks, and SUVs at competitive prices. Our inventory includes reliable pre-owned vehicles from top manufacturers, carefully inspected to ensure safety and performance. With locations across Iowa, we provide personalized assistance to help customers find vehicles that match their lifestyle and budget.
Financing Options
We provide accessible financing solutions for customers with varying credit histories. Our team works directly with buyers to create customized payment plans and reports payments to credit agencies. This service helps customers build credit while achieving vehicle ownership through transparent, manageable terms.
Buy Here Pay Here
This program offers direct financing for customers who prefer simplified payment processes. Vehicles in this program come with flexible terms and no third-party lenders. Our staff guides buyers through the process to ensure clear understanding of payment obligations and vehicle ownership timelines.
Online Inventory
Customers can browse our complete vehicle inventory 24/7 through our user-friendly website. Detailed listings include pricing, specifications, and photos to aid decision-making. This service allows prospective buyers to research options and request quotes at their convenience before visiting our dealership.
Parts & Service
Our service department provides maintenance and repair solutions for all pre-owned vehicles. Certified technicians use quality parts to ensure vehicle longevity. This service extends customer support beyond purchase, maintaining vehicle performance through regular upkeep and emergency repairs.
People
Kevin Kohlhaas
Sales Consultant
With 14 years of sales experience and Iowa National Guard service, Kevin serves Algona customers. He prioritizes personalized vehicle matching and community engagement through local events and sports.
Cody Granahan
Sales Manager
Cody brings eight years of automotive sales expertise to Fort Dodge. He specializes in connecting customers with reliable vehicles while balancing family life with outdoor activities and motorcycle enthusiasm.
Chloe Mohr
Sales Assistant Manager
Chloe combines three years of sales experience with Type 1 diabetes advocacy in Okoboji. She focuses on creating positive customer experiences while managing her team and community involvement.
Jason Lane
Store Manager
As Algona's store manager since 2012, Jason leverages diverse industry experience to lead sales operations. He connects with customers through shared interests in classic cars and outdoor recreation.
Ryan Schmidt
Store Manager
Ryan has led the Okoboji location for over 15 years. Active in local organizations, he balances dealership leadership with family life and community sports programs.
Questions
Does AutoSmart offer financing for bad credit?
Yes, we specialize in financing solutions for all credit types through our Buy Here Pay Here program and traditional financing options.
What vehicle types are available?
We offer a wide selection of used cars, trucks, SUVs, and vans from our Iowa locations.
Do payments help build credit?
Yes, we report payments to credit agencies to help customers establish and improve their credit history.
Which areas do you serve?
We serve customers across North Central Iowa including Algona, Fort Dodge, Okoboji, and surrounding communities.
Are weekend appointments available?
Yes, our locations offer Saturday hours with flexible scheduling options for busy customers.
Can I browse inventory online?
Yes, our website features 24/7 access to complete inventory details, pricing, and vehicle specifications.