Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Mount Joy
B. Titus Rutt Insurance Agency has been dedicated to protecting individuals and businesses in Mount Joy, PA since 1935. Founded by Benjamin Titus Rutt and now led by third-generation owner Jamie Rutt, our agency combines decades of industry expertise with personalized service. We specialize in auto, home, business, farm, motorcycle, and life insurance, working closely with clients to identify the most suitable policies from trusted carriers. Our team prioritizes transparency, ethical practices, and comprehensive coverage tailored to individual needs. With over 85 years of local market knowledge, we maintain strong relationships with Keystone Insurers Group to offer competitive rates and innovative solutions.Our commitment to excellence has earned us long-standing client trust and recognition within the community. We approach every policy with a focus on risk mitigation, financial security, and customer satisfaction. As a family-owned business, we uphold values of integrity, compassion, and accountability in all our interactions. Our staff remains available during standard office hours and provides emergency contact options for urgent needs. Through continuous adaptation to industry advancements, we ensure our clients receive modern protection solutions backed by traditional service values.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Farm Insurance
Motorcycle Insurance
Renters Insurance
Term Life Insurance
Watercraft Insurance
Workers Compensation
Details
- Year established: 1935
Highlights and features
- Third-generation family-owned agency with 85+ years of local expertise
- Personalized policy comparisons from multiple trusted carriers
- Emergency after-hours support for urgent insurance needs
- Specialized coverage options for unique assets like watercraft and farms
- Community-focused approach with transparent pricing practices
Associations and certifications
- Keystone Insurers Group
What people say
Excellent personal service
Significant premium savings
Prompt claims response
Knowledgeable professionals
Local market expertise
Services
Auto Insurance
Auto insurance protects against financial loss from accidents, theft, or damage. We offer customizable policies covering liability, collision, and comprehensive protection. Our agents help clients find competitive rates while ensuring adequate coverage for personal and commercial vehicles.
Homeowners Insurance
Standard homeowners policies cover property damage and personal liability. We provide coverage for structural elements, personal belongings, and additional living expenses during repairs. Our team ensures policies meet specific needs while maintaining affordability.
Business Insurance
Business insurance protects against operational risks including liability claims and property damage. We offer general liability, workers' compensation, and commercial auto policies tailored to specific industries. Our solutions help businesses maintain continuity during unexpected events.
Farm Insurance
Farm insurance provides protection for agricultural operations and property. Our policies cover equipment, livestock, and crop losses while addressing liability concerns. We specialize in customized solutions for both small family farms and large agricultural enterprises.
Motorcycle Insurance
Motorcycle insurance offers protection against accidents, theft, and damage. We provide coverage options for various bike types including custom, touring, and off-road models. Our policies balance comprehensive protection with cost-effective premiums for riders.
People
Jamie Rutt
President
Third-generation insurance professional with 30+ years of experience, leading the agency since 2010. Specializes in policy analysis and risk management strategies.
Dan Davis
Accounts Manager
Certified insurance service representative with expertise in commercial policy administration and client account management. Handles complex insurance needs for business clients.
Jean Pickel
Agent
Certified insurance service professional focusing on personal lines policies. Provides tailored solutions for homeowners and auto insurance clients.
Damian Rutt
Agent
Insurance agent specializing in farm and specialty insurance products. Combines agricultural knowledge with insurance expertise to serve rural clients.
Questions
What types of insurance does Rutt Insurance Agency offer?
We provide auto, home, business, farm, motorcycle, renters, life, watercraft, and workers' compensation insurance policies tailored to individual needs.
How can I get a quote?
Request a quote online through our website forms or contact our office directly during business hours for personalized assistance.
Do you offer after-hours emergency support?
Yes, we provide emergency contact numbers for urgent insurance matters outside standard office hours.
Are you affiliated with any insurance groups?
We are members of Keystone Insurers Group, maintaining independent status while accessing expanded market options.
How does the claims process work?
Submit claims through our website or contact our office directly. Our team guides you through documentation and resolution steps promptly.
Do you serve commercial clients?
Yes, we specialize in business insurance solutions including liability coverage, commercial auto, and workers' compensation policies.
