Business Details
42 Years
experience
Your Local Member-Owned Financial Partner in Columbia, MO
Tigers Community Credit Union was founded in 1984 by MIZZOU students and faculty as the first financial institution on campus. We transitioned from campus life to broader community service while maintaining our commitment to student, alumni, and local populations. Our cooperative banking model prioritizes member ownership over profit, offering competitive financial products backed by personalized service. With over $483 million in assets and 32,000 members, we operate 8 locations across Missouri. Our not-for-profit structure enables us to reinvest earnings into better rates, lower fees, and community development initiatives.We maintain federal insurance with NCUA and supplemental private insurance for enhanced security. Our governance by member-elected volunteers ensures decisions align with community financial needs. Through partnerships with educational institutions and local organizations, we extend financial literacy programs and community support. Our technological infrastructure combines mobile banking convenience with robust security measures. This member-centric approach has sustained us through economic cycles while maintaining our founding principles of trust and mutual benefit.
Services
Car Loans
Mortgages
Checking Accounts
Savings Accounts
Student Loans
Credit Monitoring
Mobile Banking
Overdraft Protection
Financial Education
Community Programs
Details
- Year established: 1984
Highlights and features
- Member-owned cooperative structure prioritizing community benefit
- Competitive rates backed by not-for-profit financial model
- Local decision-making with community-specific financial programs
- 24/7 fraud detection and advanced security systems
- Additional $750,000 private insurance on deposits
Associations and certifications
- National Credit Union Administration (NCUA)
- Excess Share Insurance (ESI)
Services
Car Loans
Our car loans feature competitive rates starting at 4.74% APR with flexible terms up to 36 months. We partner with Enterprise Car Sales for seamless vehicle purchases and offer protection packages including extended warranties and GAP insurance. Members benefit from pre-approval options and dealership financing convenience.
Mortgage Services
We provide comprehensive mortgage solutions including purchase loans, refinancing, and HELOCs with introductory rates from 5.99% APR. Our local lending experts offer personalized guidance through the pre-approval process and maintain deep knowledge of Missouri real estate markets for informed decision-making.
Checking Accounts
Our checking products include free options with fraud protection, interest-bearing accounts, and teen financial education tools. Features include mobile check deposit, bill pay, and overdraft protection options while maintaining 24/7 transaction monitoring and security alerts.
Savings Accounts
We offer tiered savings solutions including basic accounts, CDs with 3.75% APY, and specialized options like holiday and education savings. All deposits receive NCUA insurance up to $250,000 plus additional private coverage up to $750,000 for enhanced security.
Student Loans
Our student loan programs feature multi-year credit lines and refinancing options with competitive rates. We provide counseling services and financial education resources while maintaining partnerships with educational institutions for comprehensive student financial support programs.
People
John Schupp
Mortgage Loan Officer
With 18+ years experience, John specializes in simplifying home buying processes and helping veterans achieve homeownership. He emphasizes communication throughout the mortgage journey.
Angela Woods
Mortgage Loan Officer
A lifelong Columbia resident, Angela focuses on pre-approval guidance and community homeownership support. She prioritizes early financial education for homebuyers.
Lisa Boaz
Mortgage Lending Manager
With 26 years of credit union experience, Lisa emphasizes transparent mortgage processes and early credit preparation for prospective homebuyers.
Questions
What are the membership eligibility requirements?
We serve MIZZOU affiliates, Stephens College and Columbia College communities, plus residents/workers in eight Missouri counties including Boone and St. Louis.
How does credit union insurance work?
Your deposits receive $250,000 NCUA insurance plus $750,000 supplemental coverage through Excess Share Insurance for total $1M protection.
What loan products do you offer?
We provide auto loans, mortgages, HELOCs, student loans, and business financing with competitive rates and flexible terms.
How can I access banking services?
Use our mobile app for 24/7 access, visit any branch, or utilize online banking features including bill pay and mobile check deposit.
Do you offer financial education resources?
Yes, we provide counseling services, college funding guidance, and community financial literacy programs for all age groups.
Videos
