Business Details
Your Community Credit Union for Personalized Financial Services
We are a community-focused financial institution serving members across Missouri, formed through the strategic merger of RRCU and MCU. Our organization offers competitive financial products including high-yield checking accounts, home equity lines of credit, auto loans, and mortgage solutions with rates as low as 4.50% APY. With expanded branch locations in Jefferson City and Springfield, we combine local expertise with enhanced services through innovations like our card security app and retirement planning partnerships. Our team delivers personalized financial guidance, 24-hour loan decisions, and a commitment to community growth through people-centered banking services. Services
High Yield Checking
Home Equity Lines
Auto Financing
Mortgage Loans
Payroll Certificates
Card Protection Services
Retirement Planning
Online Banking
Branch Services
Loan Specialists
Highlights and features
- We offer competitive rates on loans and deposits with 5.20% APY high-yield checking
- Our merger provides expanded branch access across Jefferson City and Springfield
- We deliver 24-hour loan decisions through dedicated specialist teams
- We implement advanced card security technology for member protection
- Our retirement planning partnership offers exclusive Wallstreet benefits
Services
High Yield Checking
Our High Yield Checking account offers 5.20% APY with no minimum balance requirements. This service provides members with competitive returns on everyday transactions while maintaining full account accessibility. The product combines the functionality of traditional checking with enhanced earnings potential for Missouri residents.
Home Equity LOC
Home Equity Lines of Credit start at 7.25% APY, allowing homeowners to leverage property value for flexible financing. This service supports various financial needs including home improvements, debt consolidation, or emergency funds. Our Missouri-based lending team provides personalized terms and quick access to approved credit limits.
Payroll Certificates
Payroll Certificate programs enable automatic investment contributions directly from payroll deductions. This service simplifies wealth building through consistent, scheduled investments tailored to individual financial goals. Missouri members benefit from streamlined account management and compound growth opportunities.
Card Protection
River Region Card Protect provides real-time security features for credit and debit cards. This service allows instant card controls, transaction alerts, and fraud prevention tools through a mobile app interface. Missouri members gain enhanced protection against unauthorized use while maintaining spending flexibility.
Retirement Planning
Our Wallstreet partnership offers specialized retirement planning services for small business owners. This service provides access to expert advisors, investment strategies, and tax-efficient planning tools. Missouri entrepreneurs receive tailored solutions to build sustainable retirement portfolios through dedicated consultation sessions.
Questions
What changed with the Multipli Credit Union merger?
The merger combines RRCU and MCU resources, expanding branch locations and service offerings while maintaining local decision-making and community focus in Missouri.
Where are your Jefferson City branch locations?
Our main Jefferson City branch is at 910 Eastland Drive, with additional locations across Cole County and Springfield, Missouri.
How quickly can I get loan approval?
Our loan specialists provide decisions within 24 hours for auto, home equity, and mortgage loans through our streamlined application process.
What digital banking tools do you offer?
We provide online banking, mobile check deposit, card security controls, and automated investment options through our Payroll Certificate programs.
Do you offer business retirement planning services?
Yes, our Wallstreet partnership provides specialized retirement planning services for Missouri small business owners through dedicated financial advisors.
What are current certificate deposit rates?
CD rates are currently available up to 4.10% APY, with terms and conditions varying based on deposit amount and commitment period.
