Business Details
44 Years
experience
Your Trusted Insurance Partner in N. Chesterfield, VA
Founded in 1982 by Frank Butler Jr., Butler Insurance Agency, Inc. has been serving clients in Virginia and North Carolina for over four decades. As an independent insurance agency, we prioritize client needs by partnering with top-rated carriers to offer tailored coverage solutions for personal, business, life, and Medicare insurance. Our team emphasizes transparency in policy details, competitive pricing, and personalized service, ensuring clients understand their coverage options and claims processes. With Frank Butler Jr. still contributing part-time expertise, we combine generational knowledge with modern insurance strategies to deliver reliable protection.Our local presence ensures immediate support for policy adjustments, claims assistance, and coverage reviews, making us a trusted partner for risk management. We specialize in balancing affordability with comprehensive protection, helping clients secure policies that align with their financial and protective needs.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Medicare Insurance
Personal Umbrella Insurance
Commercial Property Insurance
Workers Compensation Insurance
Final Expense Insurance
Term Life Insurance
Details
- Year established: 1982
Highlights and features
- We offer 40+ years of generational expertise in insurance brokerage services.
- Our independent agency model allows unbiased comparisons across multiple carriers.
- Local team provides immediate support for policy changes and claims processing.
- Frank Butler Jr., founder, continues part-time client consultation and mentorship.
- We specialize in matching coverage complexity with client-specific needs and budgets.
What people say
Competitive pricing
Personalized service approach
Generational expertise
Local market knowledge
Prompt claims processing
Services
Auto Insurance
Our auto insurance policies protect Virginia and North Carolina drivers with customizable coverage options for personal and commercial vehicles. We evaluate deductible structures, uninsured motorist provisions, and rental reimbursement benefits to ensure client-specific protection. Our independent agency model allows comparison across multiple carriers to secure competitive pricing without compromising coverage quality. Local claims support ensures policyholders receive prompt assistance during critical moments.
Home Insurance
We provide comprehensive homeowners insurance covering structural damage, personal property loss, and liability claims for residents across Virginia and North Carolina. Our specialists clarify policy details about replacement costs, additional living expenses, and coverage limitations. By analyzing individual risk profiles, we create tailored policies that protect against common regional threats while maintaining affordability through strategic carrier partnerships.
Business Insurance
Our business insurance solutions protect Virginia and North Carolina companies with customized coverage for property damage, liability claims, and operational disruptions. We assess each business's unique risks to recommend appropriate general liability, commercial property, and workers' compensation policies. As an independent agency, we compare multiple providers to secure competitive rates while offering ongoing risk management consultation that evolves with our clients' growth.
Life Insurance
We offer term life, whole life, and final expense insurance policies to Virginia and North Carolina residents seeking financial security for their families. Our specialists explain policy structures, including premium requirements, death benefit tax implications, and living benefit riders. We help clients choose between temporary coverage for specific financial obligations and permanent policies with cash value components that provide long-term estate planning benefits.
Medicare Insurance
Our Medicare insurance guidance assists Virginia and North Carolina seniors in navigating Original Medicare, Advantage plans, and Medigap policies. We explain Part A hospital coverage, Part B outpatient services, and prescription drug plan options. Through personalized consultations, we help clients understand enrollment timelines, coverage gaps, and supplemental policy choices to ensure comprehensive healthcare protection that aligns with their medical needs and budgetary constraints.
People
Franklin Butler
Principal Agent
Franklin Butler, Principal Agent, brings decades of insurance expertise to Butler Insurance Agency. He maintains active client consultation while mentoring the team on underwriting nuances and carrier relationships.
Kim Butler
Agent/CSR
Kim Butler provides personalized insurance solutions as both Agent and Customer Service Representative. Her dual role ensures seamless policy implementation and ongoing client support across Virginia and North Carolina.
Jennifer Davis
Agent/CSR
Jennifer Davis combines insurance brokerage with customer service expertise. She specializes in explaining complex policy details while maintaining responsive support for policyholders' changing needs.
Keith Reese
Agent/CSR
Keith Reese delivers tailored insurance strategies through his combined agent-customer service role. His approach focuses on long-term client relationships and thorough coverage explanations for Virginia and North Carolina residents.
Rhonda Crowder
Agent/CSR
Rhonda Crowder provides insurance brokerage and client support services. Her expertise ensures clients receive comprehensive coverage options while maintaining accessible, personalized service interactions.
Questions
What insurance services do you offer?
We provide auto, home, business, life, and Medicare insurance solutions tailored to Virginia and North Carolina residents' needs.
How do you find competitive insurance rates?
As an independent agency, we compare multiple carriers' offerings to secure optimal coverage at competitive prices for each client.
Do you serve areas outside Virginia?
Yes, we serve both Virginia and North Carolina clients with comprehensive insurance brokerage services.
What's the difference between term and whole life insurance?
Term life provides coverage for specific periods at lower premiums, while whole life offers lifetime protection with cash value accumulation.
